Senior Product Manager | Lending & Cards

Описание вакансии

Senior Product Manager | Lending & Cards

📍 Panama (Relocation)

💼 Full-time

Want to build fintech products used by hundreds of thousands of customers?

We're hiring a Senior Product Manager to join one of the fastest-growing fintech companies in Latin America.

The company operates across consumer lending, credit cards, debit cards, BNPL, credit lines, and payment solutions, serving a rapidly growing customer base and building one of the region's leading fintech ecosystems.

What makes this opportunity exciting?

Today the business is scaling two flagship products:

💳 Credit Cards

Strong portfolio growth

Excellent market traction

Huge opportunities to improve customer experience, activation, engagement, and profitability

💰 Credit Lines

60,000+ active credit lines today

Target: 150,000+ next year

You'll shape product strategy, influence business decisions, and work directly with executive leadership.

You'll own

✔️ Product strategy and roadmap for lending and card products

✔️ Growth of Credit Cards, Credit Lines, and BNPL

✔️ Customer journey from acquisition to repayment and retention

✔️ Product decisions balancing growth, customer value, profitability, and credit risk

✔️ Cross-functional collaboration with Engineering, Risk, Marketing, Operations, Compliance, and Leadership

✔️ Product analytics, experimentation, and portfolio performance

We're looking for someone with

✅ 5+ years in Product Management

✅ 3+ years in Fintech, Lending, Cards, Payments, Consumer Finance, or Digital Banking

✅ Experience with Credit Cards, Consumer Lending, Credit Lines, BNPL, or other lending products

✅ Strong understanding of product funnels, activation, retention, monetization, and portfolio metrics

✅ Data-driven mindset with experience prioritizing product initiatives based on business impact

✅ Experience working closely with engineering teams to deliver products at scale

✅ English or Spanish

Nice to have

➕ Mastercard / Visa products

➕ Revolving credit products

➕ Neobank or fintech startup experience

➕ Risk-based pricing, NPL, delinquency & cohort analysis

➕ Credit bureau integrations and scoring models

➕ Experience in Latin America or other emerging markets

Why join?

🌎 Relocation to Panama

📈 High-growth fintech with real product ownership

💡 Direct impact on products used by hundreds of thousands of customers

🚀 Opportunity to build one of Latin America's leading fintech platforms

📩 Interested? Write me: Откликнуться