- Страна
- США
- Зарплата
- 203 000 $ – 275 000 $
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Staff Product Manager, Credit and Lending
Высокая оценка обусловлена конкурентной зарплатой для рынка Сан-Франциско, сильным пакетом льгот (401k, опционы, страховка) и возможностью работать над трансформационным продуктом в быстрорастущем финтехе.
Сложность вакансии
Роль уровня Staff требует глубокой экспертизы в финтехе (кредитование, маржинальная торговля) и умения работать в жестко регулируемой среде (FINRA, Reg T). Высокая планка ответственности за стратегию и кросс-функциональное лидерство.
Анализ зарплаты
Предложенный диапазон $203k–$275k полностью соответствует рыночным стандартам для позиции Staff PM в Сан-Франциско, где медиана составляет около $235k без учета бонусов и опционов.
Сопроводительное письмо
I am writing to express my strong interest in the Staff Product Manager, Credit and Lending position at Altruist. With over 8 years of experience in fintech and a proven track record of launching complex financial products, I am excited by Altruist’s mission to redefine wealth management through a modern, AI-driven platform. My background in navigating regulated environments and building scalable systems aligns perfectly with your goals for expanding the Credit & Lending ecosystem.
In my previous roles, I have successfully led the strategy for liquidity and margin products, balancing the rigorous demands of compliance with the need for a seamless user experience. I am particularly drawn to Altruist’s values of Grit and Brilliance, and I am confident that my data-driven approach and experience with regulatory frameworks like Reg T will allow me to make an immediate impact on your roadmap. I look forward to the possibility of contributing to a team that is truly transforming how financial advisors serve their clients.
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Описание вакансии
About Altruist
Altruist is transforming the multi-trillion dollar wealth management industry by building an AI platform for wealth professionals. We partner with financial advisors nationwide, empowering them to grow, optimize time and resources, and deliver superior outcomes for their clients.
We're looking for exceptional talent to help us achieve our mission of making financial advice better, more affordable, and accessible to all. If you're passionate about challenging the status quo and want to do the most important work of your life, we'd love to meet you!
But first, our values
Kindness - Kindness doesn’t just equal niceness. We listen to understand. We embrace, and encourage healthy debate and diverse perspectives. We approach conflict openly, honestly, and respectfully.
Brilliance - Humility is the skill we’re most proud of and possessing a growth mindset is always top of mind. We take ownership in everything we touch; regularly using our unique superpowers to reach a common goal as a team. We succeed and fail as one.
Grit - When challenges arise, we stay laser focused on achieving our mission and finding a way forward, even when it’s hard. We are nimble and maintain a sense of urgency, swiftly adapting to change and overcoming obstacles.
*This role is hybrid, with three in-office days per week at our Culver City or San Francisco FiDi location.*
The opportunity
Altruist is transforming how financial advisors deliver wealth management. We’re building a new generation of credit and liquidity tools that empower advisors to offer flexible, tax-efficient access to capital for their clients. We’re looking for a Staff Product Manager to lead strategy and execution across our Credit & Lending platform. You’ll define the roadmap for liquidity products like margin, securities-backed lines of credit (SBLOC), and fully paid securities lending (FPL), driving innovation at the intersection of finance, regulation, and technology. This is a high-visibility, high-impact role. You’ll work closely with leadership across Product, Engineering, Compliance, and Operations to shape a product that will redefine how advisors think about access to credit — and ultimately expand what’s possible for their clients.
What you'll do
- Own the product strategy and roadmap for Altruist’s Credit & Lending ecosystem.
- Lead the discovery and launch of new liquidity products, starting with Margin, while building scalable systems for future innovation.
- Define success metrics and key outcomes that align with Altruist’s broader mission to simplify wealth management.
- Partner across Compliance, Finance, and Operations to build products that are as sound as they are customer-centric.
- Champion speed with quality, balancing iterative MVP releases with the rigor needed for regulated financial products.
- Build a data-driven, customer-obsessed culture, using insights from analytics, user research, and advisor feedback to inform every decision.
Who you are
- Experienced: 8+ years in product management with a track record of owning complex, high-visibility products — ideally in fintech, credit, or regulated environments.
- Strategic: You see the system — connecting product vision to company strategy, financial outcomes, and user behavior.
- Execution-focused: You move quickly, make smart tradeoffs, and deliver impact without compromising quality or compliance.
- Influential: You lead through context and collaboration, not control. You can inspire engineers, designers, and executives alike.
- Data-savvy: You use data and insight to challenge assumptions, validate direction, and measure success.
- Resilient and grounded: You operate with confidence, humility, and a learning mindset — even in ambiguity.
Bonus points
- Experience building or scaling credit, margin, or lending products within fintech or financial institutions.
- Familiarity with regulatory frameworks such as Reg T or FINRA Rule 4210.
- A history of navigating complex regulatory or operational challenges with creativity and speed.
- Hands-on experience with liquidity risk management or financial operations tooling.
Why you'll love working here
At Altruist, we’re on a mission to make financial advice better, more accessible, and more affordable for everyone. You’ll join a team that values impact over ego, speed over perfection, and collaboration over silos. As a Senior PM, you’ll have both the autonomy to lead major initiatives and the support of a team deeply committed to building something transformative.
San Francisco, CA salary range
$203,000—$275,000 USD
What we bring
Attracting and retaining top-tier talent is a priority. We are proud of the culture we’ve built and are cognizant of the ever-changing professional landscape. Our dynamic offering of perks and benefits are tailored for you to feel your best while doing your best.
- A hybrid work schedule for most positions to promote strong, in-person collaboration.
- Stunning, amenity-filled office spaces in Culver City, CA, San Francisco, CA, and Dallas, TX. Our offices are intentionally designed for comfort, collaboration, and productivity.
- Competitive pay and equity for eligible positions.
- Premium healthcare, dental, and vision insurance plans (HMO and PPO).
- 401k savings plan with a 4% match and immediate vesting.
- 16 week paid parental leave.
- Professional growth and development opportunities including an employee mobility program and an annual L&D budget allocation for each employee.
- Company perks program (includes discounts on pet insurance, fitness, cell phone plans, and travel, etc.).
- Financial guidance program (includes counseling on navigating debt, tracking personal spend, saving and planning goals, home-purchasing preparedness, etc.).
- One month work from anywhere policy (with the exception of a few countries).
Total compensation includes a competitive benefits package, along with equity in the form of Stock Options (ISOs) for eligible roles. For salaried positions, a salary offer will be determined by a number of factors including experience, skill level, internal pay equity, geographic location, and other relevant business considerations. We review all employee pay and compensation programs regularly to ensure fair, equitable, and competitive pay. At Altruist, we are committed to providing fair, equitable, and competitive compensation by leveraging market data to inform our pay bands. Base salaries will be reviewed at regular intervals throughout the year, typically in conjunction with performance review cycles. By evaluating compensation on a regular basis, we are able to reward high performance and ensure all employees have opportunities for growth.
Don’t meet every single requirement? Studies have shown that women and people of color are less likely to apply to jobs unless they meet every single qualification. At Altruist we are dedicated to building a diverse, inclusive, and authentic workplace, so if you’re excited about this role, but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyways. You may be just the right candidate for this or other roles.
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Навыки
- Product Management
- Fintech
- Lending
- Credit
- Margin Trading
- SBLOC
- FINRA Rule 4210
- Reg T
- Liquidity Risk Management
- Data Analytics
- User Research
Возможные вопросы на собеседовании
Проверка опыта работы с конкретными финансовыми инструментами, упомянутыми в вакансии.
Расскажите о вашем опыте запуска продуктов маржинального кредитования или SBLOC. С какими основными регуляторными сложностями вы столкнулись?
Оценка способности балансировать между скоростью разработки и требованиями комплаенса.
Как вы находите баланс между быстрыми итерациями (MVP) и строгими требованиями финансового регулятора при запуске нового продукта?
Проверка навыков стратегического планирования и приоритизации.
Опишите процесс формирования дорожной карты для кредитной платформы: как вы определяете приоритетность между новыми фичами и управлением рисками ликвидности?
Оценка лидерских качеств и умения влиять на стейкхолдеров без прямого подчинения.
Приведите пример, когда вам нужно было убедить руководство или отдел комплаенса в необходимости внедрения рискованного, но инновационного решения. Каков был результат?
Проверка аналитического склада ума и работы с данными.
Какие ключевые метрики успеха вы бы установили для платформы кредитования ценных бумаг (FPL) и как бы вы их отслеживали?
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- Страна
- США
- Зарплата
- 203 000 $ – 275 000 $