- Страна
- США
- Зарплата
- 65 520 $ – 85 995 $
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на вакансии с ИИ

Actuarial Analyst II
Привлекательная позиция в инновационной компании с прозрачной оплатой труда, удаленным форматом работы и отличным пакетом льгот, включая неограниченный отпуск.
Сложность вакансии
Роль требует наличия как минимум двух сданных актуарных экзаменов и двухлетнего опыта, что делает ее доступной для специалистов начального и среднего уровня, обладающих сильными техническими навыками.
Анализ зарплаты
Предлагаемая зарплата ($65k - $86k) находится в пределах рыночной нормы для позиции Analyst II в Далласе, хотя верхняя граница чуть ниже медианы для опытных специалистов в крупных страховых компаниях. Тем не менее, бонусы и льготы компенсируют это.
Сопроводительное письмо
I am writing to express my interest in the Actuarial Analyst II position at Oscar. With over two years of experience in actuarial modeling and a strong foundation in STEM, I am impressed by Oscar's tech-forward approach to health insurance. Having passed two actuarial exams, I am eager to apply my technical skills to maintain and enhance your pricing and forecasting processes for the ACA markets.
In my previous roles, I have focused on developing robust models for trend analytics and IBNR projections. I am particularly drawn to Oscar's commitment to automation and documentation, and I am confident that my proficiency in coding and enthusiasm for modernizing actuarial workflows will allow me to contribute effectively to your team. I look forward to the possibility of discussing how my background aligns with your strategic pricing goals.
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Откликнитесь в oscar уже сейчас
Присоединяйтесь к инновационной команде Oscar Health и развивайте свою карьеру в сфере актуарных расчетов уже сегодня!
Описание вакансии
Hi, we're Oscar. We're hiring an Analyst II, Actuarial to join our Actuarial.
Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.
About the role:
The Analyst II, Actuarial maintains Oscar's forecasting, valuation, and pricing processes for several Affordable Care Act (ACA) markets. You will oversee regularly maintaining and reviewing actuarial models used to develop pricing, forecasting, trend analytics, Incurred but not Reported (IBNR) projections and risk adjustment accruals.
You will report into the Manager, Actuarial.
Work Location: This is a remote position, open to candidates who reside in: Dallas, TX. You will be fully remote; however, our approach to work may adapt over time. Future models could potentially involve a hybrid presence at the hub office associated with your metro area. #LI-Remote
Pay Transparency: The base pay for this role is: $65,520 - $85,995 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.
Responsibilities:
- Maintain core pricing and plan design models. Ensure consistency and standardization across team users.
- Important contributor in developing and submitting regulatory filings, and developing a viewpoint and recommendation for strategic pricing decisions.
- Develop and provide recommendations for the accrual setting process with respect to IBNR claims, Risk adjustment and Shared Savings deals.
- Identify and triages meaningful observations of experience across plan designs, providers, vendors, and markets.
- Promote and shape Oscar actuarial best practices concerning automation and documentation.
- Maintain relationships, rapport, and lines of communication with all partners.
- Aid in the onboarding of analysts by collaborating and integrating them into existing processes.
- Compliance with all applicable laws and regulations
- Other duties as assigned
Requirements:
- Bachelor's degree in a STEM field.
- Passed a minimum of two actuarial exams.
- 2+ years of experience in a related field.
Bonus points:
- Experience with health insurance concepts and nuances.
- Highly technical with a strong enthusiasm to apply tech-forward methods in actuarial models.
- Proficient in coding
This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraudhere.
At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.
Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.
Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.
Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.
California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Privacy Policy.
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Навыки
- Actuarial Science
- Financial Modeling
- Pricing Strategy
- Forecasting
- Data Analysis
- SQL
- Python
- R
- Health Insurance
Возможные вопросы на собеседовании
Проверка прогресса в профессиональной сертификации, критически важной для актуариев.
Какие актуарные экзамены вы уже сдали и какие планируете сдавать в ближайшее время?
Оценка понимания специфики медицинского страхования и ACA рынков.
Как вы подходите к расчету резервов IBNR и какие факторы наиболее важны при анализе рисков в рамках ACA?
Вакансия предполагает работу с кодом и автоматизацию.
Опишите ваш опыт использования языков программирования (например, Python, R или SQL) для автоматизации актуарных моделей.
Проверка способности интерпретировать данные для бизнеса.
Можете ли вы привести пример, когда ваш анализ данных привел к конкретной рекомендации по стратегическому ценообразованию?
Оценка навыков работы в команде и адаптации новых сотрудников.
Как бы вы подошли к процессу онбординга нового аналитика и обеспечения единообразия в использовании моделей внутри команды?
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- Страна
- США
- Зарплата
- 65 520 $ – 85 995 $