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oscar
Страна
США
Зарплата
118 080 $ – 154 980 $
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Associate, Medical Economics

Оценка ИИ

Отличная позиция в инновационной InsurTech компании с прозрачной оплатой и удаленным форматом работы. Высокие требования к навыкам компенсируются хорошим соцпакетом и возможностями профессионального роста.


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Сложность вакансии

ЛегкоСложно
Оценка ИИ

Роль требует высокого уровня владения SQL и глубокого понимания экономики здравоохранения. Необходим опыт работы с медицинскими данными (претензии, аптеки, авторизации) и умение строить сложные прогнозные модели.

Анализ зарплаты

Медиана135 000 $
Рынок110 000 $ – 165 000 $
Оценка ИИ

Предлагаемая зарплата ($118k - $155k) находится на уровне или чуть выше рыночного медианного значения для специалистов по экономике здравоохранения в Бостоне, учитывая удаленный характер работы.

Сопроводительное письмо

I am writing to express my strong interest in the Associate, Medical Economics position at Oscar. With over four years of experience in quantitative analysis and a deep proficiency in SQL, I have a proven track record of transforming complex claims and operational data into actionable financial insights. My background in STEM and experience with sophisticated forecasting models align perfectly with your team's mission to understand trend drivers and project financial outcomes.

At my previous roles, I have focused on building repeatable analytic processes and executive-ready visualizations that bridge the gap between clinical and financial stakeholders. I am particularly drawn to Oscar's tech-driven approach to health insurance and your commitment to innovation through automation and AI. I am eager to bring my analytical rigor and collaborative spirit to the Medical Cost Analytics team to help drive cost savings and improve financial performance.

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Откликнитесь в oscar уже сейчас

Присоединяйтесь к команде Oscar Health и станьте экспертом в области медицинского страхования нового поколения!

Описание вакансии

Hi, we're Oscar. We're hiring an Associate, Medical Economics to join our Medical Economics team.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role:

The Associate, Medical Economics, is part of our Medical Cost Analytics team within the Medical Economics department. The Associate reports to the Senior Director, Medical Economics, and is part of a team that analyzes medical costs to understand trend drivers, project financial outcomes, monitor programs, and identify cost savings opportunities. You will partner with Medical Economics leadership, Data Science, Finance, Payment Integrity, and other analytic support responsibilities to ensure accurate projections are reflected in management reporting.

You will report into the Senior Director, Medical Economics.

Work Location:

This is a remote position, open to candidates who reside in: Boston, MA. You will be fully remote; however, our approach to work may adapt over time. Future models could potentially involve a hybrid presence at the hub office associated with your metro area. #LI-Remote

Pay Transparency: The base pay for this role is: $118,080 - $154,980 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.

Responsibilities:

  • Work under the guidance of the Senior Director, Medical Economics.
  • Maintain sophisticated models to forecast the financial impact of proposed changes to clinical and payment policies. Conduct sensitivity analyses and stress testing on models to understand the range of potential outcomes under multiple utilization and cost scenarios.
  • Develop knowledge of industry best practices and work to drive innovation.
  • Perform in-depth analysis of integrated claims and operational data (medical, pharmacy, lab, auths) to identify cost and trend drivers.
  • Provide proactive financial guidance on latest clinical trends and their potential impact on our financial performance.
  • Accomplish retrospective studies to measure the actual financial and clinical outcomes of implemented policies, comparing results against initial projections.
  • Build repeatable analytic processes that scale across programs.
  • Create executive-ready visualizations tailored to different stakeholder audiences (clinical vs. financial).
  • Promote and shape Oscar best practices concerning automation and documentation. Contribute to department initiatives around automation, AI use, and tooling improvements.
  • Compliance with all applicable laws and regulations
  • Other duties as assigned

Requirements:

  • College degree in a STEM field: e.g. Economics, Actuarial Science, Health Economics, Biostatistics, Health Informatics, Health Services Research.
  • 4+ years of quantitative analysis experience using SQL.
  • Demonstrable track record of building analytics that drive business decisions and actions.

Bonus points:

  • Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
  • Excellent communication, collaboration, and relationship-building skills.

This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraudhere

At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.

Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.

California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Privacy Policy.

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Навыки

  • SQL
  • Economics
  • Data Visualization
  • Financial Modeling
  • Data Analysis
  • Actuarial Science
  • Health Economics
  • Statistics

Возможные вопросы на собеседовании

Проверка технического навыка, указанного как основное требование.

Опишите наиболее сложный SQL-запрос, который вы оптимизировали для анализа больших объемов данных о медицинских страховых случаях.

Важно понять, как кандидат оценивает точность своих прогнозов.

Как вы проводите ретроспективный анализ точности ваших финансовых моделей и какие метрики используете для оценки отклонений?

Роль предполагает работу на стыке финансов и медицины.

Как вы адаптируете визуализацию данных и отчетность при представлении результатов клиническим специалистам в сравнении с финансовым руководством?

Проверка понимания специфики отрасли.

Какие факторы, по вашему мнению, сейчас являются основными драйверами роста медицинских расходов в США, и как бы вы их моделировали?

Оценка навыков работы с неопределенностью.

Расскажите о случае, когда результаты вашего стресс-тестирования модели существенно изменили бизнес-решение компании.

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oscar
Страна
США
Зарплата
118 080 $ – 154 980 $