- Страна
- США
- Зарплата
- 131 200 $ – 172 200 $
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на вакансии с ИИ

Associate, Medical Economics
Высокая заработная плата для данной позиции, полностью удаленный формат работы и работа в инновационной технологичной компании (InsurTech). Отличные социальные льготы и возможности для профессионального роста.
Сложность вакансии
Роль требует высокого уровня владения SQL и глубокого понимания экономики здравоохранения. Кандидату необходимо уметь строить сложные финансовые модели и интерпретировать данные медицинских страховых случаев.
Анализ зарплаты
Предлагаемая зарплата ($131k - $172k) находится выше среднего рыночного уровня для позиции Associate в сфере Medical Economics, особенно для удаленной работы в США. Это отражает высокие требования к техническим навыкам (SQL) и специфическим знаниям в области актуарных расчетов.
Сопроводительное письмо
I am writing to express my interest in the Associate, Medical Economics position at Oscar. With over four years of experience in quantitative analysis and a strong proficiency in SQL, I have a proven track record of translating complex claims and operational data into actionable financial insights. My background in analyzing medical cost trends and building sophisticated forecasting models aligns perfectly with your team's mission to understand trend drivers and project financial outcomes.
At my previous roles, I have focused on developing repeatable analytic processes and executive-ready visualizations that bridge the gap between clinical and financial stakeholders. I am particularly drawn to Oscar's tech-driven approach to health insurance and your commitment to innovation through automation and AI. I am eager to bring my analytical rigor and passion for health economics to help Oscar continue its mission of providing member-centric, efficient healthcare.
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Откликнитесь в oscar уже сейчас
Присоединяйтесь к команде Oscar Health и используйте свои навыки SQL для трансформации индустрии медицинского страхования!
Описание вакансии
Hi, we're Oscar. We're hiring an Associate, Medical Economics to join our Medical Economics team.
Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.
About the role:
The Associate, Medical Economics, is part of our Medical Cost Analytics team within the Medical Economics department. The Associate reports to the Senior Director, Medical Economics, and is part of a team that analyzes medical costs to understand trend drivers, project financial outcomes, monitor programs, and identify cost savings opportunities. You will partner with Medical Economics leadership, Data Science, Finance, Payment Integrity, and other analytic support responsibilities to ensure accurate projections are reflected in management reporting.
You will report into the Senior Director, Medical Economics.
Work Location:
This is a remote position, open to candidates who reside in: Hartford, CT. You will be fully remote; however, our approach to work may adapt over time. Future models could potentially involve a hybrid presence at the hub office associated with your metro area. #LI-Remote
Pay Transparency: The base pay for this role is: $131,200 - $172,200 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.
Responsibilities:
- Work under the guidance of the Senior Director, Medical Economics.
- Maintain sophisticated models to forecast the financial impact of proposed changes to clinical and payment policies. Conduct sensitivity analyses and stress testing on models to understand the range of potential outcomes under multiple utilization and cost scenarios.
- Develop knowledge of industry best practices and work to drive innovation.
- Perform in-depth analysis of integrated claims and operational data (medical, pharmacy, lab, auths) to identify cost and trend drivers.
- Provide proactive financial guidance on latest clinical trends and their potential impact on our financial performance.
- Accomplish retrospective studies to measure the actual financial and clinical outcomes of implemented policies, comparing results against initial projections.
- Build repeatable analytic processes that scale across programs.
- Create executive-ready visualizations tailored to different stakeholder audiences (clinical vs. financial).
- Promote and shape Oscar best practices concerning automation and documentation. Contribute to department initiatives around automation, AI use, and tooling improvements.
- Compliance with all applicable laws and regulations
- Other duties as assigned
Requirements:
- College degree in a STEM field: e.g. Economics, Actuarial Science, Health Economics, Biostatistics, Health Informatics, Health Services Research.
- 4+ years of quantitative analysis experience using SQL.
- Demonstrable track record of building analytics that drive business decisions and actions.
Bonus points:
- Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
- Excellent communication, collaboration, and relationship-building skills.
This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraudhere.
At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.
Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.
Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.
Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.
California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Privacy Policy.
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Навыки
- SQL
- Economics
- Actuarial Science
- Data Visualization
- Financial Modeling
- Health Economics
- Biostatistics
- Quantitative Analysis
Возможные вопросы на собеседовании
Проверка технического навыка, указанного как основное требование.
Опишите наиболее сложный SQL-запрос, который вы разработали для анализа медицинских данных. Какие задачи он решал?
Оценка способности кандидата связывать данные с бизнес-результатами.
Как вы подходите к выявлению основных драйверов роста медицинских расходов (medical cost trends) в наборе данных?
Проверка опыта в прогнозировании, что является ключевой обязанностью.
Расскажите о вашем опыте построения прогнозных моделей для оценки влияния изменений в клинической или платежной политике.
Оценка навыков коммуникации между отделами.
Как вы адаптируете визуализацию данных и отчеты при представлении результатов клиническим специалистам по сравнению с финансовыми директорами?
Проверка точности и методологии.
Как вы проводите ретроспективный анализ для сравнения фактических результатов с вашими первоначальными прогнозами?
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- Страна
- США
- Зарплата
- 131 200 $ – 172 200 $