- Страна
- США
- Зарплата
- 118 080 $ – 154 980 $
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Associate, Medical Economics
Привлекательная позиция в инновационной InsurTech компании с прозрачной оплатой труда и отличным пакетом льгот. Удаленный формат работы и фокус на современные технологии (AI, автоматизация) делают вакансию очень перспективной.
Сложность вакансии
Роль требует высокого уровня владения SQL и глубокого понимания экономики здравоохранения. Кандидату необходимо уметь работать со сложными наборами данных (претензии, аптеки, лаборатории) и переводить их в финансовые прогнозы.
Анализ зарплаты
Предлагаемая зарплата ($118k - $155k) находится на верхней границе рыночного диапазона для специалистов по экономике здравоохранения уровня Associate в Далласе, что делает предложение очень конкурентоспособным.
Сопроводительное письмо
Dear Hiring Team,
I am writing to express my strong interest in the Associate, Medical Economics position at Oscar. With over four years of experience in quantitative analysis and a deep proficiency in SQL, I have a proven track record of transforming complex claims and operational data into actionable business insights. My background in STEM and experience in financial modeling align perfectly with your team's mission to understand trend drivers and project financial outcomes.
In my previous roles, I have focused on building repeatable analytic processes and sophisticated models to forecast the impact of policy changes. I am particularly drawn to Oscar's tech-driven approach to health insurance and your commitment to innovation through automation and AI. I am confident that my analytical skills and ability to create executive-ready visualizations will contribute significantly to the Medical Cost Analytics team and help drive Oscar's financial performance.
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Описание вакансии
Hi, we're Oscar. We're hiring an Associate, Medical Economics to join our Medical Economics team.
Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.
About the role:
The Associate, Medical Economics, is part of our Medical Cost Analytics team within the Medical Economics department. The Associate reports to the Senior Director, Medical Economics, and is part of a team that analyzes medical costs to understand trend drivers, project financial outcomes, monitor programs, and identify cost savings opportunities. You will partner with Medical Economics leadership, Data Science, Finance, Payment Integrity, and other analytic support responsibilities to ensure accurate projections are reflected in management reporting.
You will report into the Senior Director, Medical Economics.
Work Location:
This is a remote position, open to candidates who reside in: Dallas, TX. You will be fully remote; however, our approach to work may adapt over time. Future models could potentially involve a hybrid presence at the hub office associated with your metro area. #LI-Remote
Pay Transparency: The base pay for this role is: $118,080 - $154,980 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.
Responsibilities:
- Work under the guidance of the Senior Director, Medical Economics.
- Maintain sophisticated models to forecast the financial impact of proposed changes to clinical and payment policies. Conduct sensitivity analyses and stress testing on models to understand the range of potential outcomes under multiple utilization and cost scenarios.
- Develop knowledge of industry best practices and work to drive innovation.
- Perform in-depth analysis of integrated claims and operational data (medical, pharmacy, lab, auths) to identify cost and trend drivers.
- Provide proactive financial guidance on latest clinical trends and their potential impact on our financial performance.
- Accomplish retrospective studies to measure the actual financial and clinical outcomes of implemented policies, comparing results against initial projections.
- Build repeatable analytic processes that scale across programs.
- Create executive-ready visualizations tailored to different stakeholder audiences (clinical vs. financial).
- Promote and shape Oscar best practices concerning automation and documentation. Contribute to department initiatives around automation, AI use, and tooling improvements.
- Compliance with all applicable laws and regulations
- Other duties as assigned
Requirements:
- College degree in a STEM field: e.g. Economics, Actuarial Science, Health Economics, Biostatistics, Health Informatics, Health Services Research.
- 4+ years of quantitative analysis experience using SQL.
- Demonstrable track record of building analytics that drive business decisions and actions.
Bonus points:
- Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
- Excellent communication, collaboration, and relationship-building skills.
This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraudhere.
At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.
Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.
Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.
Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.
California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Privacy Policy.
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Навыки
- SQL
- Economics
- Actuarial Science
- Data Visualization
- Financial Modeling
- Health Economics
- Biostatistics
- Quantitative Analysis
- Data Analysis
Возможные вопросы на собеседовании
Проверка технического навыка, критически важного для роли.
Опишите наиболее сложный SQL-запрос, который вы разработали для анализа медицинских данных. Какие задачи он решал?
Оценка способности кандидата оценивать финансовые последствия изменений.
Как бы вы подошли к моделированию финансового эффекта от изменения политики выплат по определенной категории медицинских услуг?
Проверка понимания специфики отрасли.
Какие ключевые факторы, по вашему мнению, сейчас больше всего влияют на рост медицинских расходов (medical trend) в США?
Оценка навыков коммуникации с руководством.
Как вы адаптируете визуализацию данных при представлении результатов клиническим специалистам по сравнению с финансовыми директорами?
Проверка опыта работы с неполными данными.
Расскажите о случае, когда вам пришлось проводить анализ при наличии неполных или противоречивых данных о страховых претензиях. Как вы обеспечили точность выводов?
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- Страна
- США
- Зарплата
- 118 080 $ – 154 980 $