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billcom
Страна
США
Зарплата
150 800 $ – 188 200 $
+500% приглашений

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SeniorГибридПолная занятость

Enterprise Risk Management Senior Manager

Оценка ИИ

Отличная позиция в ведущей Fintech-компании с прозрачной структурой вознаграждения, сильным социальным пакетом и возможностью влиять на стратегические решения.


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Сложность вакансии

ЛегкоСложно
Оценка ИИ

Высокая сложность обусловлена требованиями к огромному опыту (от 12 лет с бакалавриатом) и необходимостью глубокой экспертизы в специфических областях, таких как Gen AI и моделирование рисков в Fintech.

Анализ зарплаты

Медиана175 000 $
Рынок145 000 $ – 210 000 $
Оценка ИИ

Предлагаемая зарплата (150-188 тыс. USD для зоны 1) полностью соответствует рыночным стандартам для Senior Manager в области ERM в США, учитывая бонусы и акции.

Сопроводительное письмо

I am writing to express my strong interest in the Enterprise Risk Management Senior Manager position at BILL. With over a decade of experience in risk governance and a deep understanding of the fintech landscape, I have successfully implemented ERM frameworks that balance robust control with the agility required for high-growth environments. My background in providing credible challenges to first-line functions like fraud and credit risk aligns perfectly with BILL's strategic goals.

Throughout my career, I have specialized in integrating disparate risk programs into unified enterprise-level systems, leveraging frameworks like COSO to safeguard assets and reputation. I am particularly drawn to BILL's commitment to innovation and its mission to automate financial processes for businesses. I am confident that my expertise in risk appetite development and stakeholder influence will contribute significantly to BILL's continued success as a leader in digital payments.

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Присоединяйтесь к лидеру Fintech и формируйте стратегию управления рисками будущего уже сегодня!

Описание вакансии

Innovate with purpose

At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters.

Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or in a remote-eligible role, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks.

BILL builds high performing teams and we seek to hire the best talent for every role. We're committed to building a workplace that fosters inclusion and diverse perspectives, valuing each person’s unique skills and experiences. We’d love to hear from you—you might be just what we’re looking for, whether in this role or another.

✨ Let’s give businesses more time for what matters.

Make your impact within a rapidly growing Fintech Company

Risk Management is a core competency for BILL - and is seen as a critical strategic enabler. The Senior Manager of Enterprise Risk Management (ERM) plays a critical role in business enablement and financial risk management across BILL’s business units and product lines. Reporting to the Head of Enterprise Risk Management and Internal Audit, this role will be responsible for developing and implementing a comprehensive Enterprise Risk Management framework specifically tailored to BILL's unique risks and challenges in the financial technology industry. Your expertise in Enterprise Risk Management, coupled with strong Enterprise Risk administration skills, Coordination and credible challenge to the first line will play a critical role in safeguarding BILL's assets and reputation and ensuring the secure and reliable operation of our global payments platform. Join our team and shape the risk management strategy that will drive BILL's continued success as a leader in the digital payments industry.

Responsibilities

  • Support the ongoing implementation of our Enterprise Risk Management (ERM) strategy, deliverables, provide credible challenges to credit, fraud, technology and other first line businesses and help execute the roadmap.
  • Conducting periodic Risk Assessments across First line risk functions and conduct risk assessment and readiness assessment for transformation initiatives.
  • Support execution and periodic updates of the Risk Committee charter, risk appetite statements, limits/thresholds, Enterprise Risk policies, and procedures.
  • Implement, and maintain our ERM Program governing identification, assessment, monitoring, and management of risks in alignment with our business goals and operating environment.
  • Integrate existing risk management programs into our unified ERM program leveraging existing program components, where possible.
  • Support organizational consistency of risk assessment and risk treatment through flexible policies inclusive of new acquisitions and our high-growth business environment.
  • Provide ERM framework support, for individual risk program managers to help drive ongoing adherence to our ERM framework.
  • Collaborate with key stakeholders, like technology, credit risk, fraud risk, compliance teams, and legal counsel, to establish and execute the risk appetite, tolerance levels, and effective ERM strategies that support BILL's growth and innovation.
  • Establish a cadence for the Enterprise Risk update process (for all risk stripes but with focus on the top risks) for the Committee.
  • Support cross-functional ERM initiatives and projects that impact multiple risk disciplines and/or business units.
  • Develop a mechanism for ongoing monitoring and tracking of ERM issues and remediation activities and manage the implementation of ERM reporting platform

We’d love to chat if you have:

  • Bachelor’s degree with 12 years experience in enterprise-level risk governance; or Master’s degree with 8 years experience without experience; or PhD with 5 years experience; or equivalent experience
  • A strong preference for risk domain, model risk management and Gen AI COSO framework experience with financial technology and payments-oriented companies.
  • First line experience in the key risk areas (like fraud, compliance, credit and operational risk).
  • Demonstrated experience in developing and implementing Enterprise risk management frameworks and methodologies.
  • Deep understanding of Enterprise risk management principles, and best practices.
  • Ability to build relationships with and influence cross-functional stake\holders.
  • Experience in a public company environment.
  • Comprehensive knowledge and experience in evaluating compliance, enterprise risk management concepts and prudent industry best practices for managing those risks.
  • Strong verbal and written communication skills; ability to engage stakeholders to influence and effect change.
  • Proven ability to prioritize competing demands.
  • Ability to form effective relationships and influence partners in the organization.
  • Sound judgment and strong analytical/problem-solving skills.
  • Strong project management skills: proven ability to manage project risks.

*Visa Sponsorship: Please note that this position is not eligible for visa sponsorship. Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future.*

Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed below. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits. The estimated salary  ranges noted below roles in the specific  geographic zones

Zone 1- San Francisco Bay Area CA (includes HQ), New York City, Seattle, Los Angeles County

$150,800—$188,200 USD

Zone 2- CA (Non San Francisco Bay Area and Los Angeles County), Austin TX, Massachusetts

$135,700—$169,400 USD

Zone 3 -Utah (includes Utah office), Houston TX, Florida, North Carolina

$128,200—$160,000 USD

What’s in it for you?

Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well.

Here is a preview of some of the amazing benefits here at BILL:

  • 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
  • HSA & FSA accounts
  • Life Insurance, Long & Short-term disability coverage
  • Employee Assistance Program (EAP)
  • 11+ Observed holidays and wellness days and flexible time off
  • Employee Stock Purchase Program with employee discounts
  • Wellness & Fitness initiatives
  • Employee recognition and referral programs
  • And much more

Don’t believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages.

BILL is an Equal Opportunity Employer. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture.

We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact interviewaccommodations@hq.bill.com. To ensure a fair evaluation, our Candidate Integrity Policy prohibits the use of unapproved external assistance, including generative AI, during live interviews or assessments. Doing so will result in a review and potential disqualification.

Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants.

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Навыки

  • Project Management
  • Compliance
  • Risk Assessment
  • Fintech
  • Credit Risk
  • Generative AI
  • Internal Audit
  • Enterprise Risk Management
  • COSO
  • Fraud Risk Management

Возможные вопросы на собеседовании

Проверка опыта работы со второй линией защиты и способности конструктивно оспаривать решения бизнеса.

Приведите пример, когда вам приходилось бросать «обоснованный вызов» (credible challenge) первой линии бизнеса по вопросу кредитных или фрод-рисков. Каков был результат?

Оценка технических знаний в актуальной для компании области.

Как бы вы подошли к оценке рисков, связанных с внедрением Generative AI в платежные процессы компании?

Проверка навыков стратегического планирования и адаптации фреймворков.

Опишите ваш опыт адаптации фреймворка COSO для быстрорастущей финтех-компании. Какие элементы наиболее критичны?

Оценка лидерских качеств и умения влиять на стейкхолдеров без прямого подчинения.

Как вы выстраиваете отношения с руководителями технологических и юридических отделов для согласования аппетита к риску?

Проверка навыков управления изменениями при слияниях и поглощениях.

Каков ваш подход к интеграции систем управления рисками новых приобретенных компаний в единую ERM-структуру BILL?

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billcom
Страна
США
Зарплата
150 800 $ – 188 200 $