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Product Manager - Financial Reconciliation
Ebury — известный игрок в сфере FinTech с сильной корпоративной культурой и четкими путями карьерного роста. Вакансия предлагает работу над критически важным продуктом в Мадриде с конкурентной оплатой и бонусами.
Сложность вакансии
Роль требует глубоких знаний в узкой нише (финансовая сверка, леджеры, банковские протоколы MT940/CAMT) и опыта работы в FinTech от 3 лет. Высокая ответственность за финансовую целостность систем повышает порог входа.
Анализ зарплаты
Зарплата в вакансии не указана, но для позиции Product Manager с опытом от 3 лет в Мадриде рыночный диапазон составляет 45,000–65,000 евро в год. Ebury обычно предлагает конкурентные условия, соответствующие или слегка превышающие медиану рынка для привлечения талантов из банковской сферы.
Сопроводительное письмо
I am writing to express my strong interest in the Product Manager - Financial Reconciliation position at Ebury. With over three years of experience in FinTech product management and a deep focus on back-office operations, I have developed a specialized expertise in both active and passive reconciliation processes. My background in managing complex transaction matching and application ledgers aligns perfectly with Ebury's mission to ensure financial integrity and operational scale.
In my previous roles, I have successfully led the development of algorithmic matching engines and data ingestion pipelines, transforming fragmented bank message data into precise financial movements. I am particularly drawn to Ebury's hybrid model in Madrid and the opportunity to work on a proprietary platform that handles global cash flows. I am confident that my technical literacy in payment messaging standards and my analytical approach to ledger management will contribute significantly to your product roadmap and the efficiency of your financial operations.
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Присоединяйтесь к лидеру FinTech в Мадриде и станьте архитектором финансовых систем будущего в Ebury!
Описание вакансии
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can feel they belong, are valued, supported and empowered to succeed.
If you’re a collaborator who wants to help transform how businesses operate globally, get in touch - we’d love to discuss how Ebury can accelerate your career so you can shape the future.
Product Manager - Financial Reconciliation
Product
Ebury Madrid Office - Hybrid: 4 days in the office, 1 day working from home per week
We are seeking a highly motivated and experienced Product Manager to own and drive the product strategy and execution for our Reconciliation domain. This role is critical to ensuring our financial integrity and operational efficiency, involving close collaboration with engineering, finance, treasury, and operations teams.
Responsibilities
- Define the Roadmap for Reconciliation: Develop a deep understanding of Ebury’s internal bank account structures, and liquidity provider flows to identify opportunities for automation and scale.
- Drive "Active Reconciliation" (Allocation of Funds): Own the logic and algorithms that process credits and debits, transforming poor or rich data messages into precise allocations within client wallets and Liquidity Provider buckets.
- Oversee "Passive Reconciliation": Build robust crossing-data systems to validate bank charges against transactional volumes and ensure data integrity across disparate internal systems.
- Manage Application Ledgers: Champion the accuracy and performance of the application ledgers, ensuring every active reconciliation results in precise, real-time movements.
- Collaborate with Engineering: Define technical requirements for data ingestion pipelines and algorithmic matching engines, prioritizing features based on risk reduction and operational lift.
- Analyze System Performance: Monitor "match rates," exception volumes, and processing latency to identify areas for algorithmic improvement.
- Stakeholder Communication: Clearly communicate reconciliation health, ledger integrity, and strategic project status to senior leadership and Finance stakeholders.
What You'll need
- Proven Product Management Experience: Minimum of 3 years in product management, specifically within FinTech, Banking, or complex financial back office domains.
- Domain Expertise in Reconciliation: Deep understanding of the "active" vs. "passive" reconciliation dichotomy and experience managing high-volume transaction matching.
- Ledger Management: Familiarity with Application Ledgers and how transaction logic translates into accounting movements.
- Strong Analytical Mindset: Ability to analyze large datasets of bank messages (MT940, CAMT, etc.) to identify patterns and edge cases for automated logic.
- Problem-Solving Skills: Experience handling a variety of data scenarios, from "poor detailed" to "rich detailed" messages, and creating creative logic to solve for ambiguity.
- Technical Literacy: Familiarity with how data flows across systems and an understanding of the impact of "crossing data" for audit and compliance.
Bonus Points
- Direct experience managing or building Application Ledgers.
- Knowledge of global payment messaging standards.
Why Ebury?
- Competitive Starting Salary with an annual discretionary bonusthat truly rewards your performance from day one.
- Dedicated Mentorship: Learn directly from experienced managers who are invested in your success.
- Cutting-Edge Technology: Leverage state-of-the-art tailor made tools and systems that enable you to perform at your best.
- Clear, Accelerated Career Progression: Defined pathways to leadership and specialist roles within Ebury.
- Dynamic & Supportive Culture: Work in a collaborative environment where teamwork and personal growth are prioritized.
- Generous Benefits Package: Access competitive benefits tailored to your location, which typically include health care and social benefits.
- Central MadridOffice: A fantastic location with excellent transport links.
Ready to launch your career with a global FinTech? Click the ‘Apply’ Today and discover your potential at Ebury!
You can also connect with me on LinkedIn - Gabriella Cheston
#LI- GC2
#LI-HYBRID
About us
Ebury delivers sophisticated, integrated solutions — business accounts, hedging, and financing — on a single platform with a seamless workflow. Our success is built on a simple premise and singular purpose: To help businesses operate and scale globally.
Since its founding in 2009, Ebury has always been a fast-growing leader in fintech. Today, we bring together 1,800+ Eburians across nearly 70 cities and we’re always looking to add to our team.
At the heart of our offering is a proprietary platform, purpose-built to help businesses seamlessly streamline and manage global cash flow. We focus on continuous product evolution and innovation to build the infrastructure for borderless growth and help our clients scale at every stage.
The opportunities at Ebury are as diverse as our people, ranging from business development to engineering roles across our tech pillars.
We believe in inclusion. We stand against discrimination in all forms and are against the intolerance of differences that makes us a modern and successful organisation. At Ebury, you can be whoever you want to be and still feel a sense of belonging no matter your story.
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Навыки
- Data Analysis
- Product Management
- SQL
- Fintech
- Reconciliation
- Banking
- Financial Operations
- Ledger Management
- MT940
- CAMT
Возможные вопросы на собеседовании
Проверка понимания ключевой дихотомии, указанной в описании вакансии.
Как вы разделяете стратегии управления для 'активной' и 'пассивной' сверки в контексте масштабируемости продукта?
Оценка технической грамотности в работе с банковскими данными.
С какими основными сложностями вы сталкивались при парсинге и сопоставлении данных из сообщений форматов MT940 или CAMT?
Проверка опыта работы с архитектурой финансовых систем.
Опишите ваш опыт проектирования или управления Application Ledgers: как вы обеспечиваете точность движений в реальном времени?
Оценка навыков приоритизации в технически сложном домене.
Как вы балансируете между задачами по снижению операционных рисков и разработкой новых фич для бизнеса в бэклоге сверки?
Проверка аналитических способностей.
Какие метрики, помимо 'match rate', вы считаете критическими для оценки здоровья системы сверки?
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