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oscar
Страна
США
Зарплата
101 844 $ – 133 670 $
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SeniorУдалённоПолная занятость

Senior Actuarial Analyst

Оценка ИИ

Отличная позиция в инновационной компании с прозрачной оплатой и хорошим соцпакетом. Удаленный формат работы и фокус на современные технологии делают вакансию очень привлекательной для актуариев.


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Сложность вакансии

ЛегкоСложно
Оценка ИИ

Роль требует высокой квалификации: статус ASA/FSA (или путь к нему), 3+ года опыта и глубокие знания рынка ACA. Техническая сложность связана с автоматизацией моделей и управлением рисками в динамичной среде.

Анализ зарплаты

Медиана115 000 $
Рынок95 000 $ – 140 000 $
Оценка ИИ

Предлагаемая зарплата ($101k - $133k) полностью соответствует рыночным стандартам для Senior-позиций в США, особенно с учетом удаленного формата и бонусов. Верхняя граница диапазона конкурентоспособна для кандидатов со статусом ASA.

Сопроводительное письмо

I am writing to express my strong interest in the Senior Actuarial Analyst position at Oscar. With over three years of experience in actuarial modeling and a solid foundation in STEM, I am particularly drawn to Oscar's tech-forward approach to health insurance. My background in maintaining complex risk adjustment models and my progress toward SOA credentials align perfectly with the requirements of your valuation function.

In my previous roles, I have focused on enhancing modeling infrastructure and providing data-driven insights for financial planning. I am excited about the opportunity to apply my technical skills to Oscar's ACA market analysis and to contribute to the automation and standardization of your actuarial processes. I look forward to the possibility of discussing how my analytical expertise can support Oscar's mission of changing healthcare.

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Составьте идеальное письмо к вакансии с ИИ-агентом

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Откликнитесь в oscar уже сейчас

Присоединяйтесь к Oscar Health и станьте ключевым экспертом в области актуарного моделирования для инновационной страховой платформы!

Описание вакансии

Hi, we're Oscar. We're hiring a Senior Actuarial Analyst to join our Actuarial team.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role:

The Senior Analyst, Actuarial will play a key role in Oscar’s valuation function, focusing specifically on risk adjustment across all Affordable Care Act (ACA) markets. This role will own the maintenance and review of actuarial models used to develop risk adjustment accrual estimates, forecasting estimates, and various other analyses.  This is a very dynamic space, which makes this a great opportunity to work on interesting projects and have a BIG impact.

You will report into the Director, Actuarial.

Work Location: This is a remote position, open to candidates who reside in:  Hartford, CT. You will be fully remote; however, our approach to work may adapt over time. Future models could potentially involve a hybrid presence at the hub office associated with your metro area. #LI-Remote

Pay Transparency: The base pay for this role is: $101,844 - $133,670 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.

Responsibilities:

  • Model Management: Maintain and enhance core risk adjustment reporting and forecasting models, ensuring consistency and standardization across all team users.
  • Infrastructure & Design: Serve as a key contributor in improving modeling infrastructure; develop recommendations for model design decisions, best practices, and automation/documentation standards.
  • Financial Strategy: Develop recommendations for the risk adjustment accrual setting process and provide data-driven insights for the financial planning process.
  • Trend Analysis: Identify, triage, and investigate core drivers of observed trends across plan designs, providers, vendors, and markets.
  • Stakeholder Engagement: Maintain strong relationships and clear lines of communication with internal and external stakeholders.
  • Team Development: Aid in the onboarding of new analysts by collaborating and integrating them into existing processes.
  • Governance: Compliance with all applicable laws and regulations.
  • Other duties as assigned.

Requirements:

  • Bachelor's degree in a STEM field.
  • Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
  • 3+ years of experience in a related field.

Bonus points:

  • Strong knowledge of core health insurance concepts and experience with actuarial applications.
  • Highly technical with a strong enthusiasm to apply tech-forward methods in actuarial models.

This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraudhere

At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.

Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.

California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Privacy Policy.

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Навыки

  • Actuarial Science
  • Financial Modeling
  • Risk Adjustment
  • Data Analysis
  • SQL
  • Python
  • R
  • Affordable Care Act (ACA)
  • Financial Forecasting

Возможные вопросы на собеседовании

Проверка понимания специфики бизнеса компании.

Как вы оцениваете влияние изменений в законодательстве ACA на точность моделей начисления рисковых корректировок?

Оценка технических навыков и стремления к автоматизации.

Опишите ваш опыт использования SQL, Python или R для автоматизации актуарных расчетов. Какие инструменты вы считаете наиболее эффективными?

Проверка аналитических способностей.

Расскажите о случае, когда вы обнаружили аномальный тренд в данных. Как вы проводили расследование и какие рекомендации дали бизнесу?

Оценка профессионального развития.

На каком этапе сдачи экзаменов SOA вы сейчас находитесь и как планируете совмещать подготовку с работой над проектами Oscar?

Проверка навыков коммуникации.

Как вы объясняете сложные актуарные концепции (например, риск-аджастмент) коллегам из финансового или операционного отделов?

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oscar
Страна
США
Зарплата
101 844 $ – 133 670 $