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- 91 659 $ – 120 303 $
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Senior Actuarial Analyst
Oscar — известный инноватор в сфере HealthTech с прозрачной системой оплаты и отличным пакетом льгот. Удаленный формат работы в сочетании с сильной корпоративной культурой и возможностью влиять на продукт делает эту вакансию очень привлекательной для опытных аналитиков.
Сложность вакансии
Роль требует высокого уровня технической экспертизы, опыта работы с ACA (Affordable Care Act) и активного продвижения по пути сертификации SOA. Сочетание актуарных знаний с навыками автоматизации и работы с данными делает позицию сложной, но перспективной.
Анализ зарплаты
Предлагаемый диапазон $91k - $120k полностью соответствует рыночным стандартам Бостона для Senior-позиций с опытом от 3 лет и статусом SOA. Верхняя граница диапазона конкурентоспособна для кандидатов с продвинутыми техническими навыками.
Сопроводительное письмо
I am writing to express my strong interest in the Senior Actuarial Analyst position at Oscar. With over three years of experience in actuarial modeling and a deep commitment to the Society of Actuaries (SOA) track, I am impressed by Oscar’s tech-forward approach to health insurance. My background in maintaining complex risk adjustment models and my enthusiasm for automating actuarial infrastructure align perfectly with your team's mission to leverage technology for better member service.
In my previous roles, I have successfully managed valuation functions and provided data-driven insights for financial planning in the ACA market. I am particularly drawn to Oscar's focus on building a full-stack technology platform, and I am eager to apply my technical skills to enhance your risk adjustment accrual estimates and forecasting models. I look forward to the possibility of contributing to your dynamic actuarial team and helping drive Oscar's financial strategy forward.
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Присоединяйтесь к команде Oscar и станьте ключевым экспертом в области актуарного моделирования для инновационного страхового стартапа!
Описание вакансии
Hi, we're Oscar. We're hiring a Senior Actuarial Analyst to join our Actuarial team.
Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.
About the role:
The Senior Analyst, Actuarial will play a key role in Oscar’s valuation function, focusing specifically on risk adjustment across all Affordable Care Act (ACA) markets. This role will own the maintenance and review of actuarial models used to develop risk adjustment accrual estimates, forecasting estimates, and various other analyses. This is a very dynamic space, which makes this a great opportunity to work on interesting projects and have a BIG impact.
You will report into the Director, Actuarial.
Work Location: This is a remote position, open to candidates who reside in: Boston, MA. You will be fully remote; however, our approach to work may adapt over time. Future models could potentially involve a hybrid presence at the hub office associated with your metro area. #LI-Remote
Pay Transparency: The base pay for this role is: $91,659 - $120,303 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.
Responsibilities:
- Model Management: Maintain and enhance core risk adjustment reporting and forecasting models, ensuring consistency and standardization across all team users.
- Infrastructure & Design: Serve as a key contributor in improving modeling infrastructure; develop recommendations for model design decisions, best practices, and automation/documentation standards.
- Financial Strategy: Develop recommendations for the risk adjustment accrual setting process and provide data-driven insights for the financial planning process.
- Trend Analysis: Identify, triage, and investigate core drivers of observed trends across plan designs, providers, vendors, and markets.
- Stakeholder Engagement: Maintain strong relationships and clear lines of communication with internal and external stakeholders.
- Team Development: Aid in the onboarding of new analysts by collaborating and integrating them into existing processes.
- Governance: Compliance with all applicable laws and regulations.
- Other duties as assigned.
Requirements:
- Bachelor's degree in a STEM field.
- Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
- 3+ years of experience in a related field.
Bonus points:
- Strong knowledge of core health insurance concepts and experience with actuarial applications.
- Highly technical with a strong enthusiasm to apply tech-forward methods in actuarial models.
This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraudhere.
At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.
Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.
Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.
Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.
California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Privacy Policy.
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Навыки
- Actuarial Modeling
- Risk Adjustment
- Financial Forecasting
- Data Analysis
- Automation
- ACA Compliance
- STEM
Возможные вопросы на собеседовании
Проверка понимания специфики рынка ACA и механизмов компенсации рисков.
Как вы подходите к моделированию начислений по корректировке рисков (Risk Adjustment) в контексте рынков ACA?
Оценка технических навыков и стремления к оптимизации процессов.
Расскажите о случае, когда вы автоматизировали или значительно улучшили существующую актуарную модель. Какие инструменты вы использовали?
Проверка способности интерпретировать данные для бизнеса.
Как вы выявляете и исследуете основные драйверы отклонений в трендах между различными планами страхования и провайдерами?
Оценка коммуникативных навыков и умения работать с кросс-функциональными командами.
Опишите ваш опыт взаимодействия с финансовыми отделами или стейкхолдерами при подготовке прогнозов.
Проверка профессионального развития.
На каком этапе пути к получению статуса ASA/FSA вы сейчас находитесь и как планируете совмещать подготовку к экзаменам с работой?
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- Страна
- США
- Зарплата
- 91 659 $ – 120 303 $