Senior Financial Consultant - Employee Benefits Data & Insights

Описание вакансии

ESSENTIAL JOB RESPONSIBILITIES include but are not limited to:

• Supports and demonstrates IMA’s core values
• Values and understands the importance of diversity, equity, and inclusion among all IMA associates
• Interacts professionally and timely with internal and external clients via email, phone and in-person
• Leadership

+ Regularly identifies opportunities to ensure quality standards, including implementation of best practices and peer review standards

+ Interacts with client executives and client managers to ensure work quality across all functions

+ Participates in and leads national initiatives, including development of tools and templates, documentation, and best practices

+ Assists with national and local office meetings, communicating information and updates

• Financial Strategy

+ Leads complex technical work and strategic financial consulting regarding employee benefit plans

+ Communicates technical analysis to clients regarding cost projections, savings opportunities, and proper risk management

+ Drives local process improvements and supports innovation

+ Supports national initiatives to develop and maintain strategic underwriting and financial strategy tool development

+ Utilizes actuarial modeling tools in support of client work across the local book of business

• Marketing/RFPs

+ Prepares and manages RFP for all self-funded TPA and stop loss submissions to market with Client Executive direction

+ Collects, manages, and reviews proposals on self-funded TPA and stop loss marketing events

+ Updates marketing results into spreadsheet ensuring accuracy to be used internally and in client presentation

• Renewals

+ Initiates review of fully insured medical, and self-funded TPA and stop loss renewals, including plans, cost, contributions and contract terms

+ Leads recommendations to client regarding renewal analysis

+ Utilizes actuarial models to assess changes to risk and plan structure

• Partnership & Negotiation

+ Negotiates with carriers based on client’s targeted goals

+ Maintains ongoing relationships with carrier and vendor partners

• Underwriting & Analysis

+ Provides analysis for benchmarking, contribution, disruption, network, stop loss deductible and GeoAccess analysis

+ Provides and communicates underwriting cost projections for self-funded medical/Rx, dental, and vision products

+ Develops and communicates self-funded IBNP analysis to client

+ Assesses proper risk and funding structures such as fully insured vs. self-funded analysis, and presents findings to client to align with client goals

• Reporting

+ Analyzes data for inconsistencies and trends

+ Provides a written and oral summary of findings to Client Executive, and directs strategic considerations for managing cost

+ Builds and customizes reports to fit client needs

• Presentation

+ Prepares client presentations and presents in front of client as part of team with Client Executive, Client Manager, and various subject matter experts

• Training & Mentorship

+ In all aspects of client relationships, mentors financial strategists to support associate growth and local expertise development in emerging markets

+ Serves as a subject matter expert for specific financial strategy functions, and leads local process improvements

+ Serves as experienced peer reviewer, ensuring standards of practice and work quality standards are met

REQUIRED EXPERIENCE AND SKILLS include but are not limited to:

• 8+ years of similar or related experience
• Prefer college graduate, 4-year degree or equivalent experience
• Proficiency with MS Office Suites
• Attains Life and Health license & maintains through continuing education requirements
• Limited travel required (less than 25%)
• Understands concepts of underwriting and actuarial computations
• Analyzes and interprets data
• Effectively manages multiple projects while meeting timelines
• Ability to be firm and persuasive when needed, while maintaining good relationships
• Handles confidential information with tact and discretion

#LI-JS1

The anticipated posting timeline for this opportunity is 3/31/2026 - 5/30/2026.

Salary Range

$100,000—$140,000 USD

If this role is hired in Los Angeles County, CA the following applies:

Qualified applicants with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.  Prior Criminal history will only be considered after a conditional job offer is made and accepted.  Applicants will have the opportunity to explain the circumstances surrounding any convictions, provide mitigating evidence, or challenge the accuracy of the background report.

Salary Range

$100,000—$140,000 USD

Compensation & Benefits

Being a part of IMA has its benefits. When you become part of the IMA family, you become eligible to take part in our valuable benefits and rewards package designed to benefit you, your family, and your life. Our plans are cost-effective, convenient and provide progressive ways for staying healthy, protecting loved ones, pursuing financial security and living a full and balanced life. This role is eligible for the following:

Annual Performance Bonus, Stock Purchase, Medical Plans, Prescription Drugs, Dental, Vision, Family Assistance Program, FSA, HSA, Pre-Tax Parking Plan, 401(k), Life/AD&D, Accident, Critical Illness, Hospital Indemnity, Long Term Care, Short-term Disability, Long-term Disability, Business Travel Accident, Identity Theft, Paid Time Off, Flexible Work Options, Paid Holidays, Sabbatical, Gift Matching, Well-Being Stipend, Personal and Professional Development.  In addition to our robust benefits package, the final offer amounts will depend on a variety of factors, including the candidate’s geographic location, prior relevant experience, and their knowledge, skills, and abilities.

\*These benefits do not apply to internship roles.

Why Join IMA?

We’ve built a reputation for putting our associates first

What if we told you that you could be an integral part of an entrepreneurial, expanding company, develop lasting relationships, earn competitive benefits, plus claim part ownership? It’s this unique ownership business model that makes working at IMA so appealing.

We work in teams. We sell in teams. We win and prosper as a team

We provide support systems and resources that enable each of our associates to focus on what they do best. And as an independent company based in the Midwest, we’re big enough to write business all over the world and small enough to implement your ideas quickly.

We are recognized nationally as a leader in our industry

• 2020-2023 Business Insurance Magazine Best Places to Work in Insurance
• 2023 Inc. Magazine’s Best Workplaces
• 2023 Denver Business Journal’s Best Places to Work
• 2022-2023 Connecticut Top Work Places
• 2021-2023 Inc. 5000’s List of Fastest Growing Companies
• 2019-2022 Civic 50 Colorado Honoree Recognizing 50 Most Community-Minded Companies
• 2022-2023 Kansas City Business Journal’s Best Places to Work
• 2021-2023 Charlotte Business Journal’s Best Places to Work
• 2021-2023 Los Angeles Business Journal’s Best Places to Work
• 2021-2023 The Salt Lake City Tribune Top Work Places
• 2021-2022 Puget Sound Business Journal’s Washington’s Best Workplaces
• 2021-2022 Wichita Business Journal’s Best Places to Work, #1 in extra-large category
• 2021 Dallas Business Journal’s Best Places to Work
• 2021 Alaska Journal of Commerce’s Best Workplaces in Alaska

This Job Description is not a complete statement of all duties and responsibilities comprising this position.

The IMA Financial Group, Inc. provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics.  In addition to federal law requirements, The IMA Financial Group, Inc. complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.