- Страна
- США
- Зарплата
- 134 136 $ – 195 615 $
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Senior Manager, Individual and Family Plan Insurance Solutions
Отличная позиция в известном insurtech-единороге с прозрачной оплатой, удаленным форматом работы и широким пакетом льгот, включая неограниченный отпуск.
Сложность вакансии
Высокая сложность обусловлена необходимостью глубоких знаний в области медицинского страхования (IFP), опыта работы с регуляторными документами и владения техническими инструментами (SQL, Excel) для анализа данных.
Анализ зарплаты
Предлагаемая зарплата ($134k - $195k) полностью соответствует рыночным стандартам для Senior Manager в сфере страховых продуктов в США, особенно с учетом региональных коэффициентов для Нью-Йорка и Калифорнии.
Сопроводительное письмо
Dear Hiring Team at Oscar,
I am writing to express my strong interest in the Senior Manager, Individual and Family Plan Insurance Solutions position. With over six years of experience in product management within the health insurance sector and a proven track record of managing end-to-end plan designs and regulatory filings, I am confident in my ability to drive the success of Oscar's IFP market offerings. My background combines strategic plan design with a rigorous, data-driven approach using SQL and Excel to optimize performance and ensure operational excellence.
Throughout my career, I have successfully navigated the complexities of cross-functional environments, collaborating with actuarial, regulatory, and technology teams to deliver high-quality insurance products. I am particularly drawn to Oscar's mission of humanizing health insurance through technology. I am eager to bring my expertise in market strategy and post-launch performance analysis to your Insurance Product Development team and contribute to the continued growth and stability of your individual and family plans.
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Присоединяйтесь к команде Oscar и станьте ключевым архитектором инновационных страховых планов в одной из самых технологичных компаний отрасли!
Описание вакансии
Hi, we're Oscar. We're hiring a Senior Manager, Individual and Family Plan Insurance Solutions to join our Insurance Product Development team.
Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.
About the role:
The Senior Manager, Individual and Family Plan Insurance Solutions is a hands-on product owner accountable for end-to-end plan outcomes for assigned IFP markets. This role owns plan strategy, detailed design, filing execution, launch readiness, and post-launch performance, and is directly responsible for plan quality and stability once live. This individual is also directly accountable for health solution execution from product development to filing, launch, and post-launch performance, while also being directly accountable for plan readiness, quality, and issue remediation.
You will report into the Vice President, Insurance Product Innovation and Development
Work Location: This is a remote / work-from-home role. You must reside in one of the following states: Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia. Note, this list of states is subject to change. #LI-Remote
Pay Transparency: The base pay for this role is: $149,040 - $195,615 per year in New Jersey, New York, and California. The base pay for all other locations is: $134,136 - $176,053 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program, and annual performance bonuses.
Responsibilities:
Strategy & Plan Design
- Lead end-to-end plan design, including benefits, cost-sharing, and networks while balancing member experience with affordability and operational constraints
- Translate market strategy, regulatory requirements, and growth objectives into detail executable designs
- Proactively identify design opportunities or risks based on market dynamics and performance insights
- Use quantitative and qualitative data to drive design decisions and proactively identify market risks or opportunities.
Execution & Filing Ownership
- Serve as the primary product owner for assigned market filings, coordinating cross-functionality with Actuarial, Regulatory, Compliance, Operations and Technology teams to ensure on-time accurate delivery
- Ensure all designs are accurately reflected in filings, systems, and member-facing materials
Quality, Approvals & Accountability
- Lead plan-level Quality Assurance (QA) and readiness reviews; identify and remediate design or execution defects
- Escalate material risks with clear recommendations and supporting analysis
Post-Launch Performance
- Partner with Market Directors and Actuarial to monitor plan performance post-launch
- Identify underperformance, conduct root-cause analysis, and drive corrective actions
- Feed learnings forward into future plan cycles and portfolio discussions
Requirements:
- 6+ years of product management experience, preferably in IFP and Employer-Subsidized products
- 5+ years of management experience in cross-functional environment (e.g., finance, consulting, health insurance)
- 4+ years of experience owning plan design and regulatory filings
- 3+ years of experience and strong proficiency with Excel and SQL required to manipulate and analyze data
- Travel up to 25% of the time
Bonus points:
- BS/BA degree in a quantitative or healthcare field such as Business, Healthcare, Economics, Mathematics, Statistics, Actuarial Science and Finance or equivalent years of experience.
- 6+ years in a fast-paced, cross-functional environment such as consulting, finance, economics, or business development
- Prior experience in Health Insurance (Individual and/or Small Employer) and/or Healthcare industry
- Experience with R, and/or Python
- Demonstrated ability to navigate ambiguity to drive to outcomes, work with large datasets and distill analyses into actionable business insights with a structured and systematic thought process
This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraudhere.
At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.
Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.
Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.
Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.
California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Privacy Policy.
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Навыки
- Product Management health insurance
- SQL
- Excel
- Data Analysis
- Regulatory Filings
- Insurance Product Development
- Python
- R
- Strategic Planning
Возможные вопросы на собеседовании
Проверка опыта работы с полным циклом разработки страхового продукта.
Опишите ваш опыт управления процессом подачи документов (filing) от этапа проектирования до получения одобрения регулятора.
Оценка аналитических способностей и умения работать с данными.
Приведите пример, когда анализ данных в SQL или Excel помог вам выявить проблему в производительности плана и какие меры вы предприняли?
Проверка навыков взаимодействия с другими отделами.
Как вы выстраиваете работу с актуариями и юридическим отделом при возникновении конфликтов между желаемым дизайном плана и требованиями прибыльности или комплаенса?
Оценка стратегического мышления.
Какие ключевые факторы вы учитываете при разработке стратегии дизайна планов для новых рынков IFP?
Проверка навыков решения проблем.
Расскажите о случае, когда после запуска продукта были обнаружены дефекты в дизайне. Как вы организовали процесс исправления и коммуникацию с участниками?
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- Страна
- США
- Зарплата
- 134 136 $ – 195 615 $