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affirm
Страна
Испания
Зарплата
71 000 € – 101 000 €
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Software Engineer II, Backend (Repayment UX Engineering)

Оценка ИИ

Отличное предложение от известного финтех-единорога с прозрачной вилкой зарплаты, удаленкой и сильным соцпакетом. Относительно невысокий порог входа по опыту делает вакансию очень привлекательной для Middle-разработчиков.


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Сложность вакансии

ЛегкоСложно
Оценка ИИ

Позиция требует среднего опыта (от 1.5 лет) и владения стандартным стеком (Python/Kotlin, AWS, K8s). Основная сложность заключается в работе с распределенными системами и международными финансовыми операциями.

Анализ зарплаты

Медиана60 000 €
Рынок45 000 € – 85 000 €
Оценка ИИ

Предлагаемая зарплата (€71k - €101k) находится на уровне или даже выше рыночных показателей для Middle Backend инженеров в Испании, где медиана обычно составляет около €55k-€65k. Верхняя граница диапазона соответствует уровню Senior в локальных компаниях.

Сопроводительное письмо

I am writing to express my interest in the Software Engineer II position within the Repayments International team at Affirm. With over two years of experience in backend development and a strong proficiency in Python and distributed systems, I am drawn to Affirm’s mission of providing honest and transparent financial products. My background in building scalable services and navigating complex codebases aligns perfectly with your need for an engineer who can deliver robust repayment and collections solutions.

In my previous roles, I have successfully collaborated with cross-functional teams to break down complex business requirements into well-tested, extensible code. I am particularly excited about the opportunity to contribute to the Repayments Nexus in Europe and help scale Affirm's international presence. I am confident that my technical skills in AWS and Kubernetes, combined with my proactive approach to ownership and growth, will allow me to make a significant impact on your team.

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Откликнитесь в affirm уже сейчас

Присоединяйтесь к Affirm и создавайте инновационные финансовые решения для миллионов пользователей по всему миру!

Описание вакансии

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

"Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Repayments Nexus is looking for a Software Engineer to join our Repayments International team to help build the tools and systems to allow our customers to repay their loans in the most convenient way possible. The Repayments Nexus is a group entirely based in Europe, owning the end-to-end repayments consumer experience, from the “Manage” tab in our Affirm mobile app to Collections and Recoveries.

We are looking for a highly motivated Software Engineer to build the solutions that will allow us to efficiently grow the Repayments area internationally. You will partner closely with our Product and Analytics teams to design and implement robust repayments and collections solutions which will enable us to keep our loans portfolio healthy and help our customers pay on time and recover from any delays.

What You'll Do

  • With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
  • You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
  • You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
  • You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

What We Look For

  • You have a total of 1.5+ years of experience as a software engineer.
  • You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
  • You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
  • You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
  • You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
  • Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
  • You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Compensation & Benefits

Base Pay Grade - L

Equity Grade - Spain 3

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

ESP base pay range per year: €71,000  -  €101,000

Additional benefits include:

  • Flexible Spending Wallets for tech, food and lifestyle
  • Away Days - wellness days to take off work and recharge
  • Learning & Development programs
  • Parental benefit
  • Employee Resource & Community Groups

Location - Remote Spain

**We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.

#LI-Remote**

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: 

  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

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Навыки

  • Python
  • Kotlin
  • AWS
  • MySQL
  • Kubernetes
  • Distributed Systems
  • Backend Development

Возможные вопросы на собеседовании

Проверка понимания принципов работы высоконагруженных систем, что критично для финансовых транзакций.

Как бы вы спроектировали систему обработки платежей, чтобы гарантировать идемпотентность и избежать двойных списаний?

Affirm использует Python и Kotlin; важно понять глубину владения одним из этих языков.

Расскажите о наиболее сложной проблеме производительности, с которой вы столкнулись в Python или Kotlin, и как вы её решили?

Роль предполагает работу с распределенными системами на базе AWS и Kubernetes.

Как вы обеспечиваете наблюдаемость (observability) и отладку микросервисов в среде Kubernetes?

Вакансия подразумевает тесное взаимодействие с продуктовыми командами.

Опишите случай, когда технические ограничения мешали реализации продуктовой фичи. Как вы нашли компромисс?

В финтехе надежность кода имеет первостепенное значение.

Каков ваш подход к тестированию критически важных компонентов системы, отвечающих за расчеты и задолженности?

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affirm
Страна
Испания
Зарплата
71 000 € – 101 000 €