- Страна
- США
- Зарплата
- 163 944 $ – 215 176 $
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на вакансии с ИИ

Sr. Manager, Actuarial
Отличная вакансия в известном insurtech-единороге с прозрачной оплатой и хорошим соцпакетом. Высокий балл за инновационную культуру компании и четко прописанные обязанности, хотя гибридный график в Нью-Йорке может подойти не всем.
Сложность вакансии
Высокая сложность обусловлена требованием наличия статуса ASA/FSA (или активного движения к нему) и более 7 лет опыта. Роль предполагает не только глубокую аналитику, но и руководство командой, а также ответственность за соблюдение нормативных требований в сложном секторе ACA.
Анализ зарплаты
Предлагаемая зарплата ($164k - $215k) полностью соответствует рыночным стандартам для Senior Actuarial Manager в Нью-Йорке, учитывая высокую стоимость жизни и специфику сектора здравоохранения. Верхняя граница диапазона даже несколько превышает средние показатели для аналогичных ролей в традиционных страховых компаниях.
Сопроводительное письмо
I am writing to express my strong interest in the Senior Manager, Actuarial position at Oscar. With over 7 years of experience in quantitative analysis and a deep understanding of the ACA markets, I am confident in my ability to lead your pricing strategies and mentor a high-performing team of analysts. My background in developing robust pricing models and managing end-to-end regulatory submissions aligns perfectly with Oscar's mission to simplify health insurance through technology.
Throughout my career, I have focused on bridging the gap between complex actuarial data and strategic business decisions. I am particularly drawn to Oscar's innovative approach to health insurance and its commitment to member-centric care. I look forward to the opportunity to bring my expertise in risk assessment and network strategy to your New York-based team and contribute to Oscar's continued growth in the Individual and Small Group markets.
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Присоединяйтесь к команде Oscar и станьте ключевым экспертом в формировании будущего медицинского страхования в Нью-Йорке!
Описание вакансии
Hi, we're Oscar. We're hiring a Serial Manager, Actuarial to join our Actuarial.
Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.
About the role:
The Senior Manager, Actuarial leads a team of analysts and is responsible for pricing of several ACA markets. The Senior Manager is a critical partner to Market P&L, Insurance Product, and other analytic support responsibilities for consultation of regional specific pricing, network and product strategy. You will also oversee the end-to-end regulatory submission, understand risks underlying their markets, and will ensure pricing is actuarially sound.
You will report into the Director, Actuarial.
Work Location: This position is based in our New York City office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in-office day for team meetings and events, while your other two office days are flexible to suit your schedule. #LI-Hybrid
Pay Transparency: The base pay for this role is: $163,944 - $215,176 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.
Responsibilities:
- Lead team programs to enhance pricing models and methodologies.
- Oversee the end-to-end rate development within a specific region for Oscar's ACA markets.
- Influence and collaborate with important partners to guide strategic decisions concerning rates.
- Have an in-depth understanding of key financial risks and opportunities within each of your markets and more broadly across ACA -- and apply those learnings to guide analytical pricing, prospective pricing strategy, SAE considerations, network strategy, and other unique mitigation strategies.
- Provide an actuarial viewpoint across teams for Oscar's ACA-compliant Individual and Small Group markets as we grow in our markets.
- Mentor, coach, and provide pricing analysts with regular feedback.
- Promote and shape Oscar actuarial best practices concerning automation and documentation.
- Maintain relationships, rapport, and lines of communication with all partners.
- Compliance with all applicable laws and regulations
- Other duties as assigned
Requirements:
- College degree in a STEM field.
- Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
- 7+ years of quantitative analysis experience.
Bonus points:
- Excellent communication, collaboration, and relationship-building skills.
- Strong understanding of health insurance concepts and nuances.
This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraudhere.
At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.
Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.
Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.
Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.
California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Privacy Policy.
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Навыки
- Quantitative Analysis
- Actuarial Science
- Pricing Models
- ACA Compliance
- Risk Management
- Financial Modeling
- Leadership
- Data Automation
Возможные вопросы на собеседовании
Важно понять, как кандидат справляется с жесткими дедлайнами и требованиями регуляторов в рамках ACA.
Опишите ваш опыт управления процессом подачи тарифных планов (rate filing) и взаимодействия с государственными регуляторами.
Роль Senior Manager требует навыков наставничества.
Как вы подходите к обучению и развитию младших актуариев, особенно в вопросах автоматизации и лучших практик документирования?
Позиция подразумевает тесное сотрудничество с отделами продукта и P&L.
Приведите пример, когда ваши актуарные расчеты напрямую повлияли на стратегию продукта или сети провайдеров.
Oscar ценит технологичность. Проверяется умение оптимизировать процессы.
Какие инструменты или методологии вы использовали для повышения точности и эффективности моделей ценообразования?
Проверка понимания специфики рынка медицинского страхования США.
Как вы оцениваете влияние SAE (Small Area Estimation) и других факторов риска на прибыльность в сегменте индивидуального страхования?
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- Страна
- США
- Зарплата
- 163 944 $ – 215 176 $