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Team Lead, Risk Operations (PRO)
Stripe — один из самых престижных финтех-работодателей в мире с сильной инженерной культурой. Позиция предлагает отличные возможности для карьерного роста в глобальной компании и работу над критически важными задачами безопасности.
Сложность вакансии
Роль требует значительного опыта (более 6 лет) в специфической нише фрод-мониторинга и управления рисками. Высокая планка ответственности за KPI команды и необходимость совмещать функции наставника и эксперта повышают сложность позиции.
Анализ зарплаты
Зарплата в Stripe для руководящих позиций в Индии обычно находится на верхнем пределе рынка, часто включая значительный пакет акций (RSU), что делает общее вознаграждение выше среднего.
Сопроводительное письмо
I am writing to express my strong interest in the Team Lead, Risk Operations position at Stripe's Bengaluru Delivery Center. With over 6 years of experience in fraud operations and financial crime, I have developed a deep understanding of how to balance robust risk mitigation with a frictionless user experience. My background in leading operational teams aligns perfectly with Stripe's mission to increase the GDP of the internet by ensuring a secure and trustworthy platform.
In my previous roles, I have successfully managed performance metrics and mentored associates to exceed their KPIs while fostering a culture of continuous improvement. I am particularly drawn to Stripe’s "player-coach" model, as I enjoy staying close to the technical aspects of risk investigations while empowering my team to grow professionally. I am confident that my expertise in fraud strategy and my commitment to operational excellence will make me a valuable asset to your Risk Operations team.
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Описание вакансии
Who we are
About Stripe
Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.
About the team
As Stripe’s user base and global footprint grows dramatically, we have distinctly unique support problems resulting from both our type of scale and the type of businesses we partner with. The Stripe Delivery Center (SDC) strategy will provide operational leverage and expand Stripe’s portfolio of operational capabilities to support the scaled needs for external users and internal Stripe teams. We strive to deliver frictionless experiences for all of our users, whether they are an Independent Business, Startup, SMB, or Ente
What you’ll do
In this role, you will act in a player-coach capacity and are accountable for supporting Risk/Partner Risk Operations associates. This team will investigate accounts to identify risks to Stripe business related to fraud and user policy requirements. You will set clear goals and provide guidance and mentorship to ensure individual and team success.
To be a fit, you will have a coaching mindset, proven ability to communicate at different levels, a track record of driving operational performance, and a passion for inspiring a team to deliver outstanding results.
Responsibilities
- A minimum of 6+ years of experience with Fraud operations, Fraud strategy , Financial crime operations.
- Guide your team in performing reviews to protect and advance Stripe’s business, brand and mission, by deploying industry-leading supportability solutions that instill user and partner trust in Stripe
- Support and coach your team in conducting thorough investigations of merchant accounts to facilitate progressive and sustainable business growth
- Ongoing management of the operational performance of your team to deliver KPIs and report to key stakeholders
- Help scale our operations and improve user experience by identifying process improvements
- Manage capacity and scheduling, dividing and assigning work between team members
- Ensure your team has all the skills and resources needed to be successful in their role
- Set clear goals and expectations for individual and team performance
- Foster a culture of continuous improvement to refine team processes and procedures
- Support recruitment and hiring initiatives
- Coach and mentor individuals to meet career goals via structured development conversations
- Provide continuous performance feedback and facilitate periodic formal performance reviews
- Drive and own initiatives that make the team a warm and welcoming place to work
- Keep the team engaged and motivated towards their work
Who you are
We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.
Minimum requirements
- Experience coaching/leading operations teams and managing performance
- Experience mentoring others and are able to constructively provide feedback to others
- Experience in delivering weekly and monthly business metrics and reporting
- Proven ability to be a subject matter expert in Risk Operations
- Ability to work cross functionally to deliver best results and promote partnership
- Excellent written and verbal communication skills in English
- Exemplary planning and time management skills
Preferred qualifications
- Knowledge of risk reviews, knowledge in policy/compliance operations, and fraud detection tools
- Experience managing risk events in the system, and identify the at-risk scenario.
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Навыки
- Process Improvement
- Risk Management
- Fraud Operations
- KPI Reporting
- Financial Crime
- People Management
- Compliance Operations
- Fraud Detection Tools
Возможные вопросы на собеседовании
Проверка практического опыта управления эффективностью команды в рамках операционных метрик.
Как вы подходите к управлению производительностью команды, если она не достигает установленных KPI по скорости или качеству проверок?
Оценка экспертности в области рисков и способности принимать сложные решения.
Опишите самый сложный случай фрода или нарушения политики, с которым вы столкнулись. Какие действия вы предприняли как лидер?
Stripe ценит культуру обратной связи. Вопрос проверяет навыки менторства.
Расскажите о случае, когда вам пришлось давать конструктивную критику опытному сотруднику. Каков был результат?
Проверка способности оптимизировать процессы, что важно для масштабируемого бизнеса Stripe.
Какие процессы в риск-операциях вы бы автоматизировали или улучшили в первую очередь при масштабировании команды?
Оценка навыков взаимодействия с другими отделами.
Как вы выстраиваете коммуникацию с отделами продукта или разработки, когда операционные правила мешают пользовательскому опыту?
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