- Страна
- США
- Зарплата
- 72 800 $ – 95 500 $
Откликайтесь
на вакансии с ИИ

Actuarial Analyst II
Oscar — известная технологичная компания с хорошей репутацией. Предложение включает прозрачную оплату, отличный соцпакет (неограниченный отпуск, бонусы) и работу в современном офисе в Нью-Йорке.
Сложность вакансии
Роль требует наличия как минимум двух сданных актуарных экзаменов и двухлетнего опыта, что создает определенный порог входа. Однако гибридный формат и четкие требования делают позицию достижимой для специалистов среднего уровня.
Анализ зарплаты
Предлагаемая зарплата ($72,800 - $95,500) находится в пределах рыночной нормы для Нью-Йорка для позиции Analyst II с двумя экзаменами, хотя верхняя граница рынка для опытных кандидатов может быть чуть выше.
Сопроводительное письмо
I am writing to express my strong interest in the Actuarial Analyst II position at Oscar. With over two years of experience in actuarial modeling and a solid foundation in STEM, I am impressed by Oscar's tech-forward approach to health insurance. Having passed two actuarial exams and possessing a strong proficiency in coding, I am eager to contribute to your forecasting, valuation, and pricing processes for the ACA markets.
In my previous roles, I have focused on maintaining complex pricing models and ensuring consistency across team workflows. I am particularly drawn to Oscar's mission of building a full-stack technology platform that prioritizes member experience. I am confident that my technical skills and enthusiasm for automating actuarial best practices align perfectly with your team's goals and your innovative culture in New York City.
Составьте идеальное письмо к вакансии с ИИ-агентом

Откликнитесь в oscar уже сейчас
Присоединяйтесь к команде Oscar Health и станьте частью будущего медицинского страхования в Нью-Йорке!
Описание вакансии
Hi, we're Oscar. We're hiring an Analyst II, Actuarial to join our Actuarial.
Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.
About the role:
The Analyst II, Actuarial maintains Oscar's forecasting, valuation, and pricing processes for several Affordable Care Act (ACA) markets. You will oversee regularly maintaining and reviewing actuarial models used to develop pricing, forecasting, trend analytics, Incurred but not Reported (IBNR) projections and risk adjustment accruals.
You will report into the Manager, Actuarial.
Work Location: This position is based in our New York City office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in-office day for team meetings and events, while your other two office days are flexible to suit your schedule. #LI-Hybrid
Pay Transparency: The base pay for this role is: $72,800 - $95,500 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.
Responsibilities:
- Maintain core pricing and plan design models. Ensure consistency and standardization across team users.
- Important contributor in developing and submitting regulatory filings, and developing a viewpoint and recommendation for strategic pricing decisions.
- Develop and provide recommendations for the accrual setting process with respect to IBNR claims, Risk adjustment and Shared Savings deals.
- Identify and triages meaningful observations of experience across plan designs, providers, vendors, and markets.
- Promote and shape Oscar actuarial best practices concerning automation and documentation.
- Maintain relationships, rapport, and lines of communication with all partners.
- Aid in the onboarding of analysts by collaborating and integrating them into existing processes.
- Compliance with all applicable laws and regulations
- Other duties as assigned
Requirements:
- Bachelor's degree in a STEM field.
- Passed a minimum of two actuarial exams.
- 2+ years of experience in a related field.
Bonus points:
- Experience with health insurance concepts and nuances.
- Highly technical with a strong enthusiasm to apply tech-forward methods in actuarial models.
- Proficient in coding
This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraudhere.
At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.
Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.
Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.
Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.
California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Privacy Policy.
Создайте идеальное резюме с помощью ИИ-агента

Навыки
- Actuarial Modeling
- Pricing
- Forecasting
- Data Analysis
- SQL
- Python
- R
- Financial Modeling
- Health Insurance
Возможные вопросы на собеседовании
Проверка технической подготовки и прогресса в профессиональной сертификации.
Какие актуарные экзамены вы уже сдали и какие планируете сдавать в ближайшее время?
Вакансия предполагает работу с ACA рынками, где IBNR является критически важным показателем.
Опишите ваш опыт работы с расчетом резервов IBNR и какие методы вы обычно используете для оценки неоплаченных убытков?
В описании упоминается важность автоматизации и владения кодом.
Расскажите о случае, когда вы использовали навыки программирования (например, Python или SQL) для автоматизации или улучшения актуарной модели.
Позиция включает участие в подготовке регуляторной отчетности.
Каков ваш опыт участия в подготовке документов для подачи в регулирующие органы (filings)? С какими сложностями вы сталкивались?
Проверка аналитических способностей и понимания специфики медицинского страхования.
Как вы подходите к анализу отклонений фактических данных от прогнозных в моделях ценообразования?
Похожие вакансии
Tax Manager
Hardware Royalty & Licensing Manager, Indirect Procurement
Tax Manager
FP&A Manager - Supply Chain Finance
Corporate Development Manager
Controller I, Business Control
1000+ офферов получено
Устали искать работу? Мы найдём её за вас
Quick Offer улучшит ваше резюме, подберёт лучшие вакансии и откликнется за вас. Результат — в 3 раза больше приглашений на собеседования и никакой рутины!
- Страна
- США
- Зарплата
- 72 800 $ – 95 500 $