- Страна
- США
- Зарплата
- 77 000 $ – 80 000 $
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Credit Analyst
Отличное предложение для старта карьеры в FinTech: конкурентная зарплата для Junior-позиции, работа с ИИ и щедрый пакет льгот, включая бюджет на обучение и работу за границей.
Сложность вакансии
Позиция начального уровня (0-1 год опыта), что делает её доступной для выпускников. Основная сложность заключается в необходимости быстро освоить специфику рынков высокодоходных облигаций и синдицированных кредитов.
Анализ зарплаты
Предложенная зарплата в $77,000-$80,000 полностью соответствует рыночному уровню для начинающих кредитных аналитиков в Нью-Йорке, учитывая бонусы и расширенный соцпакет.
Сопроводительное письмо
I am writing to express my strong interest in the Credit Analyst position at 9fin. As a finance enthusiast with a deep fascination for how capital markets operate, I have been closely following 9fin’s impressive growth and its mission to centralize proprietary credit data through AI. Your platform’s ability to replace fragmented manual workflows with high-value insights is exactly the kind of innovation I want to contribute to.
With a solid foundation in financial analysis and a keen eye for detail, I am eager to dive into US high yield and leveraged loan transactions. I am particularly drawn to the opportunity to work under the guidance of senior analysts on secondary analysis and predictive research. My proactive approach to problem-solving and my ability to communicate complex financial data clearly align with the requirements of your fast-paced, scaling team.
I am excited about the prospect of joining 9fin at this defining inflection point. The combination of deep workflow adoption and the hybrid working model makes this an ideal environment for me to grow professionally while delivering market-leading analysis to your institutional client base. Thank you for considering my application.
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Откликнитесь в 9fin уже сейчас
Присоединяйтесь к 9fin и станьте экспертом в анализе долговых рынков с использованием передовых ИИ-технологий!
Описание вакансии
About 9fin
9fin is the AI platform powering global debt markets — the world’s largest asset class at over $145 trillion.
Debt markets are vast, global, and mission-critical, yet still run on fragmented data, PDFs, and manual workflows. 9fin replaces this broken infrastructure with a single platform that centralises proprietary credit data, deep analysis, and high-value workflows across global markets.
Today, 9fin powers teams at 300+ blue-chip institutions worldwide, including global banks, asset managers, private equity firms, law firms, and advisors. The business is scaling at exceptional speed, with rapid expansion in the US and best-in-class retention driven by deep workflow adoption.
We’re at a defining inflection point. With proven product-market fit and strong, global market pull, 9fin is accelerating toward becoming the category-defining platform for debt markets worldwide.
What you’ll work on
Every day is different, but here’s an example of the kind of things you’ll work on:
- Primary analysis – Review new debt transactions in the US high yield and leveraged loan market, ensuring we produce quick and insightful reports
- Secondary analysis – With guidance from senior analysts, deep dive into high yield earnings reports, provide financial updates on specific credits, and produce market-leading predictive analysis and industry research
- Relationship & product evangelism – Support clients, answer questions on our platform and provide insight. Gather feedback and work with the product team to develop the 9fin offering, taking the lead on new and exciting developments
About You
This role will be a great fit if you demonstrate:
- 0-1 years of experience, or a strong interest in financial markets and desire to learn about how they work
- Strong communication – Demonstrate clear and effective written and verbal communication, producing clean, timely, and accurate copy in a concise manner. Exhibit excellent attention to detail
- Problem solving – Enjoy interpreting information and constructing effective solutions to complex problems. Be a team player, but also able to effectively work alone (although help is always on hand if you need)
- Drive – Bring an inquisitive and passionate mindset, demonstrating a strong interest in the development and dynamics of financial (and especially) capital markets. A self-starter, you are up for the challenge of a role that will morph and transform as we continue to grow
Our benefits
We’re a scaling start up and we enjoy sharing our success, when the company succeeds, we always reinvest that in our people. We also offer huge amounts of responsibility, an abundance of opportunity for growth and a platform to truly excel.
Financial & Insurance
- Salary $77,000-$80,000 (depending on experience)
- 401(k) (9fin pay 3%, employee contributions are uncapped)
- Private Health Insurance, with Dental and Vision
- Paid sick leave
- Disability Insurance (New York)
- Commuter Benefit
Time off
- 25 vacation days per year
- Local public holiday
- Hybrid working model, to allow you the flexibility to decide how, where and when you do your best work
- Work abroad for up to 3 months a year
- 1 month paid sabbatical after 5 years of service
- Enhanced parental leave & flexible working arrangements available
Training & Culture
- Professional learning and development budget
- AI experimentation budget of $1,000 per employee to trial AI tools
- Summer and Winter company social events
A note from the hiring manager
“Be interested, and ask questions! The most impressive people I’ve worked with have shown genuine curiosity in some or most parts of what we do. Whether that’s being mystified by a new offbeat deal structure, or developing your knowledge of credit market dynamics, lots of what we do involves solving problems.
At 9fin we’re here to decode and understand these problems. From there we provide clients the best-in-class data, insight or research – and as a Credit Analyst you’ll be at the forefront of this drive. You’ll have a clear role in providing market leading analysis to 9fin’s institutional client base, in addition to aiding the growth and development of the existing team.
I’ve been very lucky to see 9fin’s rapid growth in the last few years, we took on new challenges and created a name for ourselves in Europe. If you’re up for the challenge, there’s a tonne of exposure to the sharp-end of fixed income markets, great opportunities for your own career development and a place for you to have a real stake in 9fin’s future success.”
— Rubi Gjika, Head of Credit
9fin is an equal opportunities employer
At 9fin we are dedicated to building and promoting a fair and inclusive workplace where everyone can reach their full potential and truly belong. We recognize that building diverse teams enables a more creative and productive environment. If you’re excited about this role but your experience doesn’t perfectly align with the job description, we encourage you to apply anyway. You might just be who we’re looking for — either for this role, or perhaps another.
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Навыки
- Communication Skills
- Financial Analysis
- Problem Solving
- Financial Reporting
- Capital Markets
- Credit Analysis
- Leveraged Loans
- High Yield Bonds
Возможные вопросы на собеседовании
Проверка базового понимания долговых инструментов, с которыми работает компания.
Можете ли вы объяснить разницу между высокодоходными облигациями (High Yield Bonds) и кредитами с кредитным плечом (Leveraged Loans)?
Оценка аналитических способностей и внимания к деталям при работе с отчетностью.
На какие ключевые финансовые показатели вы бы обратили внимание при анализе отчета о прибылях и убытках компании с высокой долговой нагрузкой?
Проверка интереса к продукту компании и понимания её ценности.
Как, по вашему мнению, ИИ может изменить процесс анализа кредитных рисков в ближайшие годы?
Оценка навыков приоритизации в условиях быстрого темпа работы стартапа.
Как вы справляетесь с ситуацией, когда вам нужно проанализировать несколько новых сделок одновременно в сжатые сроки?
Проверка коммуникативных навыков и клиентоориентированности.
Как бы вы объяснили сложную структуру сделки клиенту, который не знаком с данным сектором рынка?
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- Страна
- США
- Зарплата
- 77 000 $ – 80 000 $