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Payments and Partnerships Operations Specialist | Chile
Отличная вакансия в быстрорастущем финтехе с сильной корпоративной культурой и хорошим пакетом льгот (обучение, бонусы). Требует редкого сочетания навыков, но предлагает реальное влияние на глобальный продукт.
Сложность вакансии
Роль требует глубоких технических знаний в области платежных систем (ISO сообщения, BIN, эквайринг) и продвинутых навыков работы с данными (SQL, Kibana). Высокая сложность обусловлена необходимостью свободного владения тремя языками и опытом работы с алгоритмами машинного обучения.
Анализ зарплаты
Предлагаемая роль специалиста в Чили соответствует уровню Middle/Senior в финтех-секторе. Рыночные оценки для этой позиции в регионе Латинской Америки варьируются в зависимости от опыта работы с международными платежными системами.
Сопроводительное письмо
I am writing to express my strong interest in the Payments and Partnerships Operations Specialist position at EBANX. With a solid background in the payments industry and a data-driven approach to operational excellence, I am confident in my ability to contribute to your mission of connecting global companies with the fastest-growing digital markets. My expertise in SQL and experience with KPI analysis align perfectly with your requirements for monitoring approval rates and optimizing payment performance.
Throughout my career, I have demonstrated a keen ability to manage complex stakeholder relationships and implement strategic action plans to enhance conversion rates. I am particularly impressed by EBANX's commitment to innovation through machine learning and smart routing. I am eager to bring my analytical mindset and proficiency in English, Spanish, and Portuguese to help EBANX continue its impressive growth across the globe.
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Откликнитесь в ebanx уже сейчас
Присоединяйтесь к лидеру платежных технологий в Латинской Америке и развивайте глобальный доступ к рынкам вместе с EBANX!
Описание вакансии
EBANX is the leading payment platform connecting global companies with customers from the fastest-growing digital markets in the world.
Since the beginning of our journey, we have had one mission: to provide global access for everyone. We believe that transforming challenges into opportunities and making the impossible part of the journey is crucial! That's precisely why we created a payment technology that builds bridges between people and businesses every day in 29 rising markets across the globe.
We call ourselves ebankers, we are global thinkers, we value diversity, we foster creativity and we work hard to connect businesses and people worldwide through payments. Let's make history together?
As an Specialist of the Business Operations Team, your mission is to maintain the integrity of EBANX's payment operations, ensure the best quality of payment approval, build strategic relationships with stakeholders, establish business continuity, identify strategic opportunities to improve EBANX performance and provide technical support to internal and external areas.
Besides conquering the World, you will also be responsible for:
- Monitor and utilize advanced technical skills to analyze key performance indicators (KPIs) of all pillars of approval rates considering the technical and integration characteristics of each acquirers, issuers, BINs, products, API responses, ISO messages review and design and divisions like recurrent and card on file payments, card verification, installments and pre-authorization;
- Lead and propose deep-dive actions plan to enhance approval rates at the acquirer, partners, issuers and card schemes, propose and execute actions at country level to improve approvals and conversion rates;
- Design and develop workflows and procedures to streamline payment operations optimizing efficiency and effectiveness;
- Build and manage relationships with payments partners (acquirers, issuers, card schemes and external providers) to ensure optimal performance and operations continuity and also collaborate with partners to implement strategies to improve approval rates;
- Conduct A/B Test with acquirers, focusing on enhancing approval rates and evaluating country approval strategies;
- Be on top of Market and Technology trends in the payments industry, mapping opportunities and recommendations to improve EBANX payment operations and approval rates and proactively adapt our operational strategies accordingly;
- Create dashboards visualizations on Kibana/Grafana enabling deeper and specific analysis for conversion rate, such as creating queries for SQL consults and analysis;
- Analyze real-time data to identify patterns and trends that can enhance the efficiency and accuracy of Smart Routing strategies using advanced Machine Learning (ML) techniques;
- Detect anomalies and handle alerts based on Machine Learning algorithm and work on the continuous improvement of the monitoring tool, refining the algorithm and dashboards;
- Collaborate with internal stakeholders Products, Engineering, Fraud Prevention, Data Analytics, Commercial, Merchant Operations and Business Architecture to guarantee and deliver the best approval rates to our merchants.
Main requirements for this position:
- Bachelor’s degree in Business, Technology or related field;
- Previous experience in the payments industry, e-commerce or similar;
- A self-starter who is comfortable working in a fast-paced and data-driven environment;
- Strong analytical skills with the ability to interpret complex data sets and derive actionable insights;
- Tenacious and resilient with a positive and solution-oriented attitude;
- Detail-oriented mindset with a focus on continuous improvement and optimization;
- Exceptional communication, presentation and negotiation skills;
- Advanced SQL to write, review and join queries across multiple databases;
- Microsoft Excel or Google Sheets skills;
- Proficiency in Portuguese, English and Spanish.
What else would we like to see?
- Experience in process mapping and technical documentation;
- Knowledge about smart routing, anti-fraud solutions, card schemes authorization products;
- Experience with data visualization and analytical tools (Tableau, Kibana);
- Project management, roadmap and organization;
- Ability to manage and handle complex situations.
EBANX offers:
- Spanish, English, and Portuguese classes;
- WAVES - Program of goals and results (variable compensation);
- EBANX Education: financial support for undergraduate, graduate, and MBA programs so you can develop important skills for your career;
- EBANX Skills: budget for workshops and courses;
- EBANX Flexible: Birthday Day Off.
Follow us on LinkedIn and check out our Instagram to learn more about the #ebanxlife.
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Навыки
- Data Analysis
- Microsoft Excel
- Tableau
- E-commerce
- Project Management
- Google Sheets
- Machine Learning
- SQL
- Grafana
- Payments
- Kibana
- Anti-fraud
- Smart Routing
Возможные вопросы на собеседовании
Проверка технического понимания процесса авторизации и факторов, влияющих на успех транзакции.
Как бы вы проанализировали внезапное падение уровня одобрения (approval rate) для конкретного эквайера в Чили?
Оценка навыков работы с данными и инструментами визуализации.
Опишите ваш опыт написания сложных SQL-запросов для объединения данных из нескольких источников при создании дашбордов в Kibana или Tableau.
Проверка способности управлять отношениями с внешними партнерами.
Расскажите о случае, когда вам пришлось вести переговоры с платежной системой или банком-эмитентом для решения операционной проблемы.
Оценка понимания современных технологий оптимизации платежей.
Что, по вашему мнению, является ключевым фактором при настройке эффективной стратегии Smart Routing для трансграничных платежей?
Проверка языковых навыков и готовности к работе в международной среде.
Учитывая, что EBANX работает на 29 рынках, как вы расставляете приоритеты в задачах при взаимодействии с командами из разных часовых поясов и культур?
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