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altruist
Страна
США
Зарплата
158 000 $ – 215 000 $
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SeniorГибридПолная занятость

Senior Product Manager, Credit and Lending

Оценка ИИ

Отличная вакансия в быстрорастущем финтехе с прозрачной вилкой зарплаты, сильным пакетом льгот и возможностью влиять на стратегию крупного продукта.


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Сложность вакансии

ЛегкоСложно
Оценка ИИ

Высокая сложность обусловлена необходимостью глубоких знаний в области финтеха, кредитования и регуляторных норм (Reg T, FINRA), а также требованием к 5+ годам опыта управления сложными продуктами.

Анализ зарплаты

Медиана185 000 $
Рынок160 000 $ – 220 000 $
Оценка ИИ

Предложенная зарплата ($158k - $215k) полностью соответствует рыночным стандартам для Senior PM в Лос-Анджелесе, находясь в верхнем сегменте для финтех-индустрии.

Сопроводительное письмо

I am writing to express my strong interest in the Senior Product Manager, Credit and Lending position at Altruist. With over five years of experience in fintech and a proven track record of managing complex financial products, I am excited by the opportunity to lead the strategy for your liquidity and lending ecosystem. My background in navigating regulated environments and launching customer-centric financial tools aligns perfectly with Altruist’s mission to make financial advice more accessible.

In my previous roles, I have successfully balanced the rigor of compliance with the need for rapid, iterative product development. I am particularly drawn to Altruist’s focus on empowering advisors through innovative tools like SBLOC and margin lending. I am confident that my data-driven approach and experience with financial operations will allow me to contribute immediately to your team's success and help redefine how advisors manage credit for their clients.

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Описание вакансии

About Altruist

Altruist is transforming the multi-trillion dollar wealth management industry by building an AI platform for wealth professionals. We partner with financial advisors nationwide, empowering them to grow, optimize time and resources, and deliver superior outcomes for their clients.

We're looking for exceptional talent to help us achieve our mission of making financial advice better, more affordable, and accessible to all. If you're passionate about challenging the status quo and want to do the most important work of your life, we'd love to meet you!

But first, our values

Kindness - Kindness doesn’t just equal niceness. We listen to understand. We embrace, and encourage healthy debate and diverse perspectives. We approach conflict openly, honestly, and respectfully.

Brilliance - Humility is the skill we’re most proud of and possessing a growth mindset is always top of mind. We take ownership in everything we touch; regularly using our unique superpowers to reach a common goal as a team. We succeed and fail as one.

Grit - When challenges arise, we stay laser focused on achieving our mission and finding a way forward, even when it’s hard. We are nimble and maintain a sense of urgency, swiftly adapting to change and overcoming obstacles.

The opportunity

Altruist is transforming how financial advisors deliver wealth management. We’re building a new generation of credit and liquidity tools that empower advisors to offer flexible, tax-efficient access to capital for their clients. We’re looking for a Senior Product Manager to lead strategy and execution across our Credit & Lending platform. You’ll define the roadmap for liquidity products like margin, securities-backed lines of credit (SBLOC), and fully paid securities lending (FPL), driving innovation at the intersection of finance, regulation, and technology. This is a high-visibility, high-impact role. You’ll work closely with leadership across Product, Engineering, Compliance, and Operations to shape a product that will redefine how advisors think about access to credit — and ultimately expand what’s possible for their clients.

What you'll do

  • Own the product strategy and roadmap for Altruist’s Credit & Lending ecosystem.
  • Lead the discovery and launch of new liquidity products, starting with Margin, while building scalable systems for future innovation.
  • Define success metrics and key outcomes that align with Altruist’s broader mission to simplify wealth management.
  • Partner across Compliance, Finance, and Operations to build products that are as sound as they are customer-centric.
  • Champion speed with quality, balancing iterative MVP releases with the rigor needed for regulated financial products.
  • Build a data-driven, customer-obsessed culture, using insights from analytics, user research, and advisor feedback to inform every decision.

Who you are

  • Experienced: 5+ years in product management with a track record of owning complex, high-visibility products — ideally in fintech, credit, or regulated environments.
  • Strategic: You see the system — connecting product vision to company strategy, financial outcomes, and user behavior.
  • Execution-focused: You move quickly, make smart tradeoffs, and deliver impact without compromising quality or compliance.
  • Influential: You lead through context and collaboration, not control. You can inspire engineers, designers, and executives alike.
  • Data-savvy: You use data and insight to challenge assumptions, validate direction, and measure success.
  • Resilient and grounded: You operate with confidence, humility, and a learning mindset — even in ambiguity.

Bonus points

  • Experience building or scaling credit, margin, or lending products within fintech or financial institutions.
  • Familiarity with regulatory frameworks such as Reg T or FINRA Rule 4210.
  • A history of navigating complex regulatory or operational challenges with creativity and speed.
  • Hands-on experience with liquidity risk management or financial operations tooling.

Why you'll love working here

At Altruist, we’re on a mission to make financial advice better, more accessible, and more affordable for everyone. You’ll join a team that values impact over ego, speed over perfection, and collaboration over silos. As a Senior PM, you’ll have both the autonomy to lead major initiatives and the support of a team deeply committed to building something transformative.

Los Angeles, CA salary range

$158,000—$215,000 USD

What we bring

Attracting and retaining top-tier talent is a priority. We are proud of the culture we’ve built and are cognizant of the ever-changing professional landscape. Our dynamic offering of perks and benefits are tailored for you to feel your best while doing your best.

  • A hybrid work schedule for most positions to promote strong, in-person collaboration.
  • Stunning, amenity-filled office spaces in Culver City, CA, San Francisco, CA, and Dallas, TX. Our offices are intentionally designed for comfort, collaboration, and productivity.
  • Competitive pay and equity for eligible positions.
  • Premium healthcare, dental, and vision insurance plans (HMO and PPO).
  • 401k savings plan with a 4% match and immediate vesting.
  • 16 week paid parental leave.
  • Professional growth and development opportunities including an employee mobility program and an annual L&D budget allocation for each employee.
  • Company perks program (includes discounts on pet insurance, fitness, cell phone plans, and travel, etc.).
  • Financial guidance program (includes counseling on navigating debt, tracking personal spend, saving and planning goals, home-purchasing preparedness, etc.).
  • One month work from anywhere policy (with the exception of a few countries).

Total compensation includes a competitive benefits package, along with equity in the form of Stock Options (ISOs) for eligible roles. For salaried positions, a salary offer will be determined by a number of factors including experience, skill level, internal pay equity, geographic location, and other relevant business considerations. We review all employee pay and compensation programs regularly to ensure fair, equitable, and competitive pay. At Altruist, we are committed to providing fair, equitable, and competitive compensation by leveraging market data to inform our pay bands. Base salaries will be reviewed at regular intervals throughout the year, typically in conjunction with performance review cycles. By evaluating compensation on a regular basis, we are able to reward high performance and ensure all employees have opportunities for growth.

Don’t meet every single requirement? Studies have shown that women and people of color are less likely to apply to jobs unless they meet every single qualification. At Altruist we are dedicated to building a diverse, inclusive, and authentic workplace, so if you’re excited about this role, but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyways. You may be just the right candidate for this or other roles.

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Навыки

  • Data Analysis
  • Product Management
  • Roadmapping
  • Compliance
  • Fintech
  • Credit Risk
  • User Research
  • Lending
  • FINRA Rule 4210
  • Reg T

Возможные вопросы на собеседовании

Проверка опыта работы в строго регулируемых финансовых средах.

Расскажите о вашем опыте работы с регуляторными требованиями, такими как Reg T или FINRA Rule 4210, при разработке продуктов.

Оценка способности кандидата запускать новые сложные финансовые инструменты.

Опишите процесс запуска нового кредитного продукта: от идеи и анализа рисков до вывода на рынок.

Проверка навыков приоритизации в условиях ограниченных ресурсов и строгих требований.

Как вы балансируете между скоростью вывода MVP на рынок и необходимостью соблюдения жестких требований безопасности и комплаенса?

Оценка умения работать с данными для принятия стратегических решений.

Какие ключевые метрики вы бы использовали для оценки успеха платформы ценных бумаг с кредитным плечом (SBLOC)?

Проверка лидерских качеств и умения взаимодействовать со стейкхолдерами.

Приведите пример, когда вам приходилось убеждать руководство или отдел комплаенса в необходимости реализации спорного продуктового решения.

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altruist
Страна
США
Зарплата
158 000 $ – 215 000 $