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Senior Product Manager, Life Insurance & Financial Protection
Отличная позиция в ведущем необанке с возможностью влиять на продукт для миллионов пользователей. Высокий потенциал роста, работа с современным стеком технологий и сильная корпоративная культура.
Сложность вакансии
Высокая сложность обусловлена необходимостью глубоких знаний как в FinTech, так и в InsurTech, а также строгими регуляторными требованиями (FINRA, SEC). Роль требует экспертного владения аналитикой (SQL, Snowflake) и опыта управления сложными API-интеграциями.
Анализ зарплаты
Зарплата в объявлении не указана, но для Senior Product Manager в таких городах, как Сан-Франциско и Нью-Йорк, рыночный диапазон в финтех-секторе обычно выше среднего по стране. Предложение SoFi, как правило, включает конкурентную базовую часть и значительный пакет акций (RSU).
Сопроводительное письмо
I am writing to express my strong interest in the Senior Product Manager position for Life Insurance & Financial Protection at SoFi. With over 6 years of experience in FinTech and a proven track record of optimizing complex conversion funnels, I am excited by the opportunity to integrate life insurance into SoFi’s robust banking and lending ecosystem. My background in leveraging data-driven insights and third-party API orchestrations aligns perfectly with your goal of providing instant, pre-approved protection to your 11M+ members.
In my previous roles, I have successfully led high-velocity experimentation roadmaps and managed technical partnerships with insurance carriers to deliver seamless user experiences. I am particularly drawn to SoFi’s mission of helping members achieve financial independence and am confident that my expertise in SQL, Amplitude, and regulatory compliance (FINRA/SEC) will allow me to contribute immediately to the 'SoFi Protect' roadmap. I look forward to the possibility of discussing how my skills can help drive growth and innovation within your product team.
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Присоединяйтесь к SoFi, чтобы трансформировать рынок страхования жизни с помощью инновационных финтех-решений!
Описание вакансии
Employee Applicant Privacy Notice
Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The Role:
One-Stop-Shop Financial Security.
At SoFi, our mission is to help our members achieve financial independence. Life insurance is a critical, yet often neglected, piece of that puzzle. We want to do more than protect our member’s hard earned money by "selling insurance"; we want to leverage our Member’s financial needs to provide instant, pre-approved protection to our 11M+ members based on their existing financial profiles.
As a Senior Product Manager, you will lead the "SoFi Protect - Life Insurance" roadmap, integrating life insurance deeply into our lending and banking ecosystems to create a seamless, high-conversion experience.
What You’ll Do:
- Product Experience Master: Own the end-to-end "Quote-to-Purchase" Life Insurance journey and connect this benefit to the holistic SoFi “get your money right” mission.
- Application UX: Work with data scientists to determine how to streamline the application experience. If we can get a data point from a third-party API (like MVR or Rx history) instead of asking the user, you make that happen.
- Rapid Experimentation: Run a high-velocity testing roadmap. You’ll test everything from "Life Milestones" UI components to different sequencing of application questions to drive the highest completion rate.
- Third-Party Orchestration: Manage the technical and business relationships with our carrier partners, to ensure that our API integrations are robust, low-latency, and highly scalable.
- Product-Led Growth (PLG): Build "viral loops" and referral mechanics. How do we drive awareness and adoption through the financial services productivity loop?
- Mobile-First, AI-First Innovation: Optimize the experience for mobile devices and leveraging AI to make the experience easier for members (e.g. ensure our document collection / verification experience is easy and best-in-class).
What You’ll Need:
- Experience: 5 - 8 years in Product Management, with at least 4 years in a high-growth InsurTech or FinTech environment.
- Data & AI Fluency: Expert-level ability to use data (SQL, Snowflake, Amplitude) to identify drop-off points in the funnel and build personalized member journeys. Leverage AI tooling for prototyping
- Regulatory Awareness: Familiarity with FINRA, SEC, and State Insurance Department regulations. You know how to innovate while staying "inside the lines."
- The "SoFi Way": A "Get It Done" attitude. You are comfortable in a fast-paced environment where priorities can shift based on market opportunities.
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
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Навыки
- Product Management
- SQL
- Snowflake
- Amplitude
- API Integration
- Insurtech
- Fintech
- A/B Testing
- Data Analysis
- AI
Возможные вопросы на собеседовании
Проверка опыта работы в жестко регулируемых отраслях и умения находить баланс между инновациями и комплаенсом.
Расскажите о случае, когда регуляторные ограничения (например, требования штатов по страхованию) мешали реализации продуктовой фичи. Как вы адаптировали решение?
Оценка навыков оптимизации воронки и работы с данными.
Какие метрики вы бы использовали для оценки успеха интеграции страхования жизни в банковское приложение SoFi, и как бы вы выявляли точки отсева в процессе подачи заявки?
Проверка технической грамотности в области API и работы с партнерами.
Опишите ваш опыт управления интеграциями с внешними поставщиками данных или страховыми компаниями. Как вы обеспечиваете низкую задержку (latency) и масштабируемость таких решений?
Оценка способности проводить эксперименты и принимать решения на основе данных.
Приведите пример высокоскоростного тестирования (A/B тест), которое вы проводили. Что именно вы тестировали в UX и как результаты повлияли на итоговый продукт?
Проверка стратегического мышления и понимания миссии компании.
Как бы вы спроектировали 'виральную петлю' (viral loop) для продукта страхования жизни, чтобы стимулировать органический рост среди существующих пользователей SoFi?
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