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Underwriter, Risk

Оценка ИИ

Привлекательная позиция в известной американской компании с сильной корпоративной культурой и фокусом на благополучие сотрудников. Предлагаются отличные льготы и возможности для профессионального роста в среде, объединяющей страхование и технологии.


Вакансия из Quick Offer Global, списка международных компаний
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Сложность вакансии

ЛегкоСложно
Оценка ИИ

Средний уровень сложности обусловлен требованием специфического опыта (3-5 лет) в сфере страхования от несчастных случаев на производстве (Workers’ Compensation) и работы с крупными брокерами. Кандидат должен обладать не только аналитическими навыками, но и умением выстраивать отношения с партнерами.

Анализ зарплаты

Медиана90 000 $
Рынок70 000 $ – 115 000 $
Оценка ИИ

Зарплата в вакансии не указана, но для позиции андеррайтинга среднего уровня в Тампе, Флорида, рыночные показатели обычно находятся в диапазоне $75,000 - $105,000 в год. Justworks как технологическая компания часто предлагает конкурентоспособные условия на уровне или выше медианы рынка.

Сопроводительное письмо

I am writing to express my strong interest in the Underwriter, Risk position at Justworks. With over four years of experience in workers' compensation underwriting and a background in large account brokerage, I have developed a keen ability to analyze complex risks and maintain profitable portfolios. My expertise in evaluating diverse industries and geographies aligns perfectly with Justworks' mission to support growing businesses.

Throughout my career, I have focused on building effective relationships with brokers and carriers while maintaining a high level of analytical precision. I am particularly drawn to Justworks' entrepreneurial culture and your data-driven approach to HR and insurance solutions. I am confident that my technical skills in risk assessment and my commitment to ethical practice will allow me to contribute significantly to your Risk & Insurance team.

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Откликнитесь в justworks уже сейчас

Присоединяйтесь к Justworks и станьте ключевым экспертом по андеррайтингу в динамично развивающейся финтех-экосистеме!

Описание вакансии

Who We Are

At Justworks, you’ll enjoy a welcoming and casual environment, great benefits, wellness program offerings, company retreats, and the ability to interact with and learn from leaders in the startup community. We work hard and care about our most prized asset - our people.

We’re helping businesses get off the ground by enabling them to focus on running their business. We solve HR issues. We’re data-driven and never stop iterating. If you’d like to work in a supportive, entrepreneurial environment, are interested in building something meaningful and having fun while doing it, we’d love to hear from you.

We're united by shared goals and shared motivations at Justworks. These are best summed up in our company values, which are reflected in our product and in our team.

Our Values

If this sounds like you, you’ll fit right in.

Who You Are

As an Underwriter, Risk you are someone from a large casualty insurer or broker that has experience with underwriting workers' compensation and other P & C programs. As an Underwriter, Risk you will analyze and evaluate workers’ compensation insurance risks to write, retain, and grow a profitable book of business.  In addition, you are also someone that can quickly hit the ground running and enjoys being in a fast moving iterative environment with a strong culture. If you want to continue your career in a complex but rewarding environment this position is for you!

Your Success Profile

What You Will Work On

  • Apply sound, creative underwriting and business judgment in the timely analysis and evaluation of workers' comp insurance risks
  • Develop and maintain an effective working relationship with broker, program administrator, and carrier
  • Participate in company level strategic projects and/or special assignments
  • Research and report on changes in compliance or legislative  that may impact program structure and/or growth potential
  • Perform other related duties as assigned

How You Will Do Your Work

As an Underwriter, Risk how results are achieved is paramount for your success and ultimately result in our success as an organization. In this role, your foundational knowledge, skills, abilities and personal attributes are anchored in the following:

  • Detail-oriented - exercises extreme attention to detail; is thorough, accurate, organized, and productive and seeks to understand both the cause and effect of a situation.
  • Ethical practice - the ability to integrate core values, integrity and accountability throughout all organizational and business practices.
  • Clear communication - the ability to articulate thoughts and express ideas effectively using oral, written, visual and non-verbal communication skills, as well as listening skills to gain understanding.
  • Analytical - uses a logical reasoning process to break down and work through a situation or problem to arrive at an outcome.
  • Good judgement - the exercise of critical thinking, analyzing and assessing problems and implications, identifying patterns, making connections of underlying issues, understanding risks and developing mitigation strategies, and taking ownership of the outcome.

In addition, all Justworkers focus on aligning their behaviors to our core values known as COGIS. It stands for:

  • Camaraderie - Day to day you can be seen working together toward a higher purpose. You like to have fun. You’re an active listener, treat people respectfully, and have a strong desire to know and help others.
  • Openness - Your default is to be open. You're willing to share information, understand other perspectives, and consider new possibilities. You’re curious, ask open questions, and are receptive to thoughts and feedback from others.
  • Grit - You demonstrate grit by having the courage to commit and persevere. You’re committed, earnest, and dive in to get the job done well with a positive attitude.
  • Integrity - Simply put, do what you say and say what you'll do. You’re honest and forthright, have a strong moral compass, and strive to match your words with your actions while leading by example.
  • Simplicity - Be like Einstein: “Everything should be made as simple as possible, but no simpler.”

Qualifications

  • Minimum 3-5 years of Workers’ Compensation and underwriting experience - history of working multiple geographies, industries, and account size preferred
  • Large account insurance brokerage or property & casualty carrier experience
  • Experience creating and presenting training for underwriters, sales personnel, brokers, etc
  • Insurance certifications are a plus (i.e. ARM, CPCU)
  • Research and technical data reporting experience is a plus
  • A self-starter who enjoys an entrepreneurial environment and wants to help build something meaningful
  • You like working with people and helping others solve problems

#LI-MM3 #LI-Hybrid

Actual compensation is based on multiple factors that are unique to each candidate, including and not limited to skill set, level of relevant experience, and specific work location.  Salary ranges for positions based in other locations may differ based on the cost of labor in that location. 

For more information about Justworks’ Total Reward Philosophy, including all of the perks and benefits we are proud to offer our team members, please visit Total Rewards @ Justworks

Diversity At Justworks

Justworks is committed to maintaining a workplace where diversity of identity, culture, and life experience is the norm and is celebrated authentically and respected consistently. Diversity in our work, our people, and our product drives creativity and innovation, entrepreneurial leadership and integrity, competitiveness, and collaboration throughout our business and in the market. We depend on our differences to make our team stronger, our workplace more dynamic, and our product accessible to all of our customers.

We’re proud to be an equal opportunity employer open to all qualified applicants regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital or familial status, disability, pregnancy, gender identity or expression, veteran status, genetic information, or any other legally protected status. Justworks is fully dedicated to providing necessary support to candidates with disabilities who may require reasonable accommodations. We also provide reasonable accommodations to employees based on their sincerely held religious beliefs, as well as for other covered reasons consistent with applicable federal, state, and local laws. If you're in need of a reasonable accommodation, please reach out to us at accommodations@justworks.com. Your comfort and success matter to us, and we're here to ensure an inclusive experience.

Our DEIB Report

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Навыки

  • Underwriting
  • Risk Analysis
  • Workers' Compensation
  • Property & Casualty Insurance
  • Data Reporting
  • Strategic Planning
  • Risk Management

Возможные вопросы на собеседовании

Проверка основного технического навыка, указанного в вакансии.

Опишите ваш подход к оценке рисков по страхованию компенсаций работникам (Workers' Compensation) для компаний разного размера.

Вакансия предполагает работу в быстро меняющейся среде стартапа.

Расскажите о случае, когда вам приходилось принимать решение по андеррайтингу в условиях неопределенности или неполных данных.

Роль требует взаимодействия с брокерами и администраторами программ.

Как вы выстраиваете отношения с внешними брокерами, когда ваши решения по рискам не совпадают с их ожиданиями?

В описании упоминается участие в стратегических проектах.

Был ли у вас опыт участия в кросс-функциональных проектах по улучшению процессов андеррайтинга или внедрению новых инструментов?

Проверка внимательности к деталям и аналитического мышления.

Как вы отслеживаете изменения в законодательстве и комплаенсе, которые могут повлиять на структуру страховой программы?

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