- Страна
- США
- Зарплата
- 100 000 $ – 130 000 $
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Payments Business Analyst
Adyen — топовый финтех-бренд с отличной репутацией. Вакансия предлагает конкурентную зарплату, работу с масштабными данными и прозрачные перспективы роста, хотя требует обязательного присутствия в офисе.
Сложность вакансии
Роль требует глубоких знаний в специфической нише платежных систем (interchange fees) и уверенного владения SQL/Python. Высокая ответственность за финансовую точность при работе с миллиардными оборотами повышает порог входа.
Анализ зарплаты
Предлагаемая зарплата в $100k - $130k полностью соответствует рыночным ожиданиям для опытного бизнес-аналитика в Чикаго. Верхняя граница диапазона даже немного превышает медиану для аналогичных позиций в финтехе.
Сопроводительное письмо
I am writing to express my strong interest in the Payments Business Analyst position at Adyen. With over three years of experience in data-driven roles within the fintech sector, I have developed a deep understanding of the complexities surrounding interchange and scheme fees. My background in optimizing payment costs and managing fee structures aligns perfectly with Adyen’s commitment to fee transparency and financial integrity.
In my previous roles, I have extensively used SQL and Python to extract actionable insights from large datasets, much like the $8B in costs your team reconciles. I am particularly drawn to Adyen’s 'engineered for ambition' culture and the opportunity to collaborate with cross-functional teams to enhance pricing infrastructure. I am confident that my technical aptitude and analytical mindset will allow me to contribute effectively to the North American Cards Team and help drive continuous improvements in your pricing engines.
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Присоединяйтесь к Adyen в Чикаго и станьте экспертом в области платежных технологий мирового уровня!
Описание вакансии
This is Adyen
Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.
For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.
Payments Business Analyst
Adyen is looking for a Payments Business Analyst to support the interchange and scheme fee passthrough product within the North American Cards Team. This role goes beyond traditional pricing—it is deeply embedded in pricing as a product, ensuring that our fee engines accurately and efficiently process card payment fees. Your responsibilities include configuring and optimizing fee structures within Adyen’s pricing engines, contributing to the reconciliation of over $8B in costs, and generating insights that provide a holistic understanding of complex fee dynamics, reinforcing Adyen’s commitment to fee transparency.
As the go-to expert on North American card network fees, you’ll collaborate with Product, Engineering, Finance, and Partnerships to continuously enhance and evolve our pricing infrastructure, ensuring scalability, accuracy, and efficiency. Your expertise will directly influence the future of our fee passthrough capabilities, helping Adyen deliver seamless and transparent payment pricing experiences for businesses worldwide.
What you'll do:
- Optimize Payment Costs – Ensure merchants are charged the most accurate and optimal cost price for payment transactions, leveraging data and insights to refine fee passthrough predictions.
- Configure & Implement Payment Fees – Manage and implement complex fee changes within Adyen’s pricing engines, ensuring alignment with payment networks and maintaining financial integrity.
- Analyze & Extract Insights – Identify and analyze key data to answer business and pricing questions, providing actionable insights to internal and external stakeholders that enhance fee transparency.
- Drive Continuous Improvement – Collaborate with cross-functional teams to suggest and develop process improvements that enhance pricing infrastructure, fee reconciliation, and system scalability.
Who you are:
- Experienced analyst with 3+ years in a data-driven role.
- Must have experience in payments, fintech, or financial services. Prior exposure to interchange and scheme fees is highly preferred.
- Experienced in analyzing data using SQL, Python, and BI tools such as Looker.
- Detail-oriented, capable of delivering high-quality work.
- Thrives in identifying inefficiencies and taking initiative to drive improvements.
- Has a curious and critical mindset.
- Possess technical aptitude to address problems with data.
- Excellent at analyzing and communicating complex data or technical functionality together with commercial teams and Adyen's merchants.
- Comfortable in a fast-paced environment requiring excellent time management and the ability to multitask and prioritize effectively.
The annual base salary range for this role is $100,000 - $130,000; to learn more about our compensation philosophy, please clickhere.
Our Diversity, Equity and Inclusion commitments
Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen.
Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application!
What’s next?
Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role.Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility.
Adyen is an equal opportunity employer. We do not discriminate based on race, color, ethnicity, ancestry, national origin, religion, sex, gender, gender identity, gender expression, sexual orientation, age, disability, veteran status, genetic information, marital status or any legally protected status.
All your information will be kept confidential according to EEO guidelines.
This role is based out of our Chicago office. We are an office-first company and value in-person collaboration; we do not offer remote-only roles. This role is hybrid, with 3 days per week in the office.
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Навыки
- SQL
- Python
- Looker
- Business Analysis
- Data Analysis
- Fintech
- Payments
- Interchange Fees
Возможные вопросы на собеседовании
Проверка базовых знаний предметной области, критически важных для этой роли.
Можете ли вы объяснить разницу между межбанковской комиссией (interchange fee) и комиссией платежной системы (scheme fee)?
Оценка технических навыков работы с данными.
Опишите сложный SQL-запрос, который вы написали для анализа финансовых данных. С какими трудностями вы столкнулись?
Проверка способности находить и исправлять ошибки в расчетах.
Как бы вы подошли к поиску расхождений в сверке затрат на сумму 8 миллиардов долларов?
Оценка навыков коммуникации сложных данных.
Как вы объясните техническую ошибку в расчете комиссий клиенту или коммерческому отделу, не имеющему технического образования?
Проверка опыта работы с продуктовыми изменениями.
Расскажите о случае, когда вы внедрили изменение в процесс ценообразования. Как вы оценивали его эффективность?
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- Страна
- США
- Зарплата
- 100 000 $ – 130 000 $