Principal Product Manager - Banking

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About Adyen

Adyen provides payments, data, and financial products in a single platform for global customers including Uber, eBay, and Microsoft. Everything we build is engineered for ambition — at global scale and with a strong commitment to ethical, responsible innovation.

Adyen operates with its own banking licenses and fully in-house financial infrastructure. We value leaders who think in systems, move with urgency, and make principled decisions that balance growth, customer impact, and long-term trust.

The Role

We are seeking a Principal Product Manager, Banking (US) to define and scale the next phase of Adyen’s banking strategy in North America. This role owns the end-to-end product vision, strategy, and execution for Adyen’s US banking capabilities, sitting at the intersection of payments, money movement, platform services, and embedded finance.

Adyen has already built the foundational banking infrastructure — licenses, regulatory approvals, integrations into local clearing systems like ACH, RTP, FedNow. The mandate now is differentiation: defining how Adyen wins in embedded and enterprise banking across the US market.

This is a senior individual contributor role with responsibility for driving outcomes across a globally distributed organization spanning Product, Engineering, Compliance, Risk, Operations, and Go-To-Market partners.

What You’ll Do

Set Vision & Strategy

• Define and own the long-term vision and strategy for Adyen’s US banking products, grounded in customer value, measurable business impact, and responsible growth.
• Translate market opportunity into clear priorities, roadmaps, and success metrics across customer segments and verticals.
• Identify differentiated use cases that position Adyen as the primary financial relationship for platforms and SMBs.

Scale Banking as a Platform

• Lead the maturation and expansion of Adyen Accounts in the US, both for embedded and enterprise customers, and money movement capabilities
• Define how banking integrates natively with Payments, Capital, and Issuing to create seamless financial workflows.
• Drive adoption and attach rates across enterprise and platform customers.

Build for Scale & Regulatory Rigor

• Ensure product decisions balance speed, reliability, compliance, and monetization.
• Partner closely with Compliance, Risk, and Finance teams to navigate regulatory dependencies impacting US banking growth.
• Design capabilities that are scalable, auditable, and resilient in a regulated environment.

Lead Through Influence

• Operate as the product authority for US banking, representing the strategy internally and in strategic customer discussions.
• Drive cross-functional alignment across Engineering, Commercial, Risk, and Operations teams without direct authority.
• Raise the bar for product clarity, prioritization discipline, and strategic thinking within Financial Products.

What Success Looks Like

Within your first 12–18 months, you will have:

• Defined and aligned on a differentiated 1–3 year US banking strategy integrated with Adyen’s global Financial Products vision.
• Launched high-impact product capabilities that accelerate customer adoption and improve activation metrics.
• Increased product attach rates across Payments, Capital, Issuing, and Accounts.
• Established clear visibility into performance metrics for US banking growth and monetization.
• Strengthened cross-functional execution rigor and strategic alignment across the US organization.

Who You Are

Experience & Scope

• 10–15+ years of experience in Product Management or adjacent leadership roles within fintech, banking, embedded finance, or similarly complex, regulated domains.
• Proven experience building and scaling US-based banking or financial products that move meaningful transaction volume.
• Demonstrated ability to operate at enterprise scale while defining new product frontiers.

Product & Platform Leadership

• You are a product leader at heart, with deep experience setting vision, prioritizing roadmaps, and delivering measurable outcomes through cross-functional teams.
• You bring a strong analytical and metrics-driven approach to decision-making and trade-offs.
• You have experience translating ambiguous strategic problems into structured product direction.

Domain Expertise

• Strong understanding of US banking infrastructure, including ACH, wires, checks, bill pay, debit or prepaid products, and embedded finance models.
• Experience with Banking-as-a-Service, tech-enabled banks, or integrated financial platforms is highly relevant.
• Familiarity with regulatory and compliance considerations in US financial services.

Leadership & Collaboration

• Track record of influencing senior stakeholders across Product, Engineering, Risk, Operations, and Commercial functions.
• Comfortable leading through ambiguity and influencing without direct authority.
• Clear and confident communicator across technical, commercial, and executive audiences in a global context.

Customer-Centric & Principled

• Deep customer empathy with the ability to translate technical complexity into clear value propositions.
• Demonstrated ethical judgment and integrity in high-stakes, regulated environments.

Our Diversity, Equity and Inclusion commitments

Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen.

Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, we encourage you to reconsider and apply. We look forward to your application!

What’s next?

Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility.

This role is based out of our Chicago office. We are an office-first company and value in-person collaboration; we do not offer remote-only roles.

The annual base salary range for this role is $235k to $317k in Chicago, plus RSUs; to learn more about our compensation philosophy, please click here.